Is NRSZX or SCHD a better dividend investment in 2026?

NRSZX currently yields 10.16% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: NRSZX offers higher current income.

What is the dividend yield difference between NRSZX and SCHD?

NRSZX has a forward dividend yield of 10.16% ($1.34/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 6.70 percentage points.

Home › Compare › NRSZX vs SCHD

NRSZX vs SCHD: Dividend Comparison 2026

NRSZX yields 10.16% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NRSZX wins by $10.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NRSZX

● Live price

10.16%

Share price

$13.16

Annual div

$1.34

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.2K

Annual income

$1,923.05

Full NRSZX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — NRSZX vs SCHD

📍 NRSZX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NRSZX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NRSZX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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NRSZX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NRSZX

Annual income on $10K today (after 15% tax)

$863.57/yr

After 10yr DRIP, annual income (after tax)

$1,634.59/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, NRSZX beats the other by $1,272.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NRSZX + SCHD for your $10,000?

NRSZX: 50%SCHD: 50%

100% SCHD50/50100% NRSZX

Portfolio after 10yr

$34.1K

Annual income

$1,174.50/yr

Blended yield

3.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NRSZX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNRSZXSCHD

Forward yield	10.16% ✓	3.46%
Annual dividend / share	$1.34 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$39.2K ✓	$29.0K
Annual income after 10y	$1,923.05 ✓	$425.95
Total dividends collected	$14.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NRSZX vs SCHD ($10,000, DRIP)

Year	NRSZX Portfolio	NRSZX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,716	$1,015.97	$11,226	$346.36	+$490.00 → NRSZX
2	$13,649	$1,112.43	$12,572	$357.38	+$1.1K → NRSZX
3	$15,815	$1,211.15	$14,046	$367.84	+$1.8K → NRSZX
4	$18,234	$1,311.59	$15,660	$377.73	+$2.6K → NRSZX
5	$20,923	$1,413.25	$17,425	$387.07	+$3.5K → NRSZX
6	$23,904	$1,515.62	$19,354	$395.86	+$4.5K → NRSZX
7	$27,195	$1,618.22	$21,461	$404.13	+$5.7K → NRSZX
8	$30,819	$1,720.61	$23,762	$411.89	+$7.1K → NRSZX
9	$34,799	$1,822.35	$26,272	$419.15	+$8.5K → NRSZX
10	$39,158	$1,923.05	$29,010	$425.95	+$10.1K → NRSZX

NRSZX vs SCHD: Complete Analysis 2026

NRSZX — Stock

NexPoint Real Estate Strategies Fund primarily invests across multiple real estate sectors. The fund operates as an interval fund, which is a type of closed-end fund, and is sponsored by NexPoint Advisors, L.P. NexPoint is an alternative investment advisor.

Full NRSZX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.