HomeCompareNRZ vs SPHD

NRZ vs SPHD: Dividend Comparison 2026

NRZ yields 119.51% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NRZ wins by $21.6K in total portfolio value
10 years
NRZ
NRZ
● Live price
119.51%
Share price
$10.89
Annual div
$13.02
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.1K
Annual income
$28.55
Full NRZ calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — NRZ vs SPHD

📍 NRZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNRZSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NRZ + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NRZ pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NRZ
Annual income on $10K today (after 15% tax)
$10,158.63/yr
After 10yr DRIP, annual income (after tax)
$24.27/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $461.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NRZ + SPHD for your $10,000?

NRZ: 50%SPHD: 50%
100% SPHD50/50100% NRZ
Portfolio after 10yr
$37.3K
Annual income
$299.93/yr
Blended yield
0.80%
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Analyst Conviction Gap

Where Wall Street is most bullish on NRZ right now

NRZ
Analyst Ratings
18
Buy
3
Hold
1
Sell
Consensus: Buy
Altman Z
0.1
Piotroski
3/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NRZ buys
0
SPHD buys
0
No recent congressional trades found for NRZ or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNRZSPHD
Forward yield119.51%4.33%
Annual dividend / share$13.02$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$48.1K$26.5K
Annual income after 10y$28.55$571.32
Total dividends collected$17.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NRZ vs SPHD ($10,000, DRIP)

YearNRZ PortfolioNRZ Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$16,676$5,975.67$11,133$432.85+$5.5KNRZ
2$22,499$4,656.46$12,363$450.36+$10.1KNRZ
3$27,010$2,935.82$13,695$467.39+$13.3KNRZ
4$30,548$1,646.92$15,138$483.90+$15.4KNRZ
5$33,557$870.39$16,697$499.88+$16.9KNRZ
6$36,352$446.78$18,382$515.31+$18.0KNRZ
7$39,123$226.17$20,198$530.17+$18.9KNRZ
8$41,976$113.74$22,157$544.46+$19.8KNRZ
9$44,971$57.03$24,266$558.18+$20.7KNRZ
10$48,147$28.55$26,536$571.32+$21.6KNRZ

NRZ vs SPHD: Complete Analysis 2026

NRZStock

New Residential Investment Corp. operates as a real estate investment trust in the United States. It operates through Origination, Servicing, MSR Related Investments, Residential Securities, Properties and Loans, Consumer Loans, Mortgage Loans, and Corporate segments. The company invests in mortgage servicing rights, mortgage origination and servicing companies, residential mortgage-backed securities, properties and loans, consumer loans, and other opportunistic investments. It qualifies as a real estate investment trust for federal income tax purposes. The company generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New Residential Investment Corp. was incorporated in 2011 and is based in New York, New York.

Full NRZ Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.