HomeCompareNRZ vs VYM

NRZ vs VYM: Dividend Comparison 2026

NRZ yields 119.51% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NRZ wins by $20.3K in total portfolio value
10 years
NRZ
NRZ
● Live price
119.51%
Share price
$10.89
Annual div
$13.02
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.1K
Annual income
$28.55
Full NRZ calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — NRZ vs VYM

📍 NRZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNRZVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NRZ + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NRZ pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NRZ
Annual income on $10K today (after 15% tax)
$10,158.63/yr
After 10yr DRIP, annual income (after tax)
$24.27/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $212.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NRZ + VYM for your $10,000?

NRZ: 50%VYM: 50%
100% VYM50/50100% NRZ
Portfolio after 10yr
$38.0K
Annual income
$153.54/yr
Blended yield
0.40%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NRZ buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNRZVYM
Forward yield119.51%2.41%
Annual dividend / share$13.02$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$48.1K$27.8K
Annual income after 10y$28.55$278.55
Total dividends collected$17.0K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NRZ vs VYM ($10,000, DRIP)

YearNRZ PortfolioNRZ Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$16,676$5,975.67$11,151$241.44+$5.5KNRZ
2$22,499$4,656.46$12,413$246.79+$10.1KNRZ
3$27,010$2,935.82$13,794$251.79+$13.2KNRZ
4$30,548$1,646.92$15,306$256.47+$15.2KNRZ
5$33,557$870.39$16,960$260.84+$16.6KNRZ
6$36,352$446.78$18,768$264.92+$17.6KNRZ
7$39,123$226.17$20,745$268.71+$18.4KNRZ
8$41,976$113.74$22,905$272.24+$19.1KNRZ
9$44,971$57.03$25,265$275.51+$19.7KNRZ
10$48,147$28.55$27,842$278.55+$20.3KNRZ

NRZ vs VYM: Complete Analysis 2026

NRZStock

New Residential Investment Corp. operates as a real estate investment trust in the United States. It operates through Origination, Servicing, MSR Related Investments, Residential Securities, Properties and Loans, Consumer Loans, Mortgage Loans, and Corporate segments. The company invests in mortgage servicing rights, mortgage origination and servicing companies, residential mortgage-backed securities, properties and loans, consumer loans, and other opportunistic investments. It qualifies as a real estate investment trust for federal income tax purposes. The company generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New Residential Investment Corp. was incorporated in 2011 and is based in New York, New York.

Full NRZ Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.