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NSC vs LUMN: Dividend Comparison 2026

NSC yields 1.91% · LUMN yields 31.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NSC wins by $41.2K in total portfolio value· pulled ahead in Year 6
10 years
NSC
NSC
● Live price
1.91%
Share price
$282.50
Annual div
$5.40
5Y div CAGR
43.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$66.7K
Annual income
$17,746.55
Full NSC calculator →
LUMN
LUMN
● Live price
31.30%
Share price
$6.39
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$3.97
Full LUMN calculator →

Portfolio growth — NSC vs LUMN

📍 NSC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNSCLUMN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NSC + LUMN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NSC pays
LUMN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NSC
Annual income on $10K today (after 15% tax)
$162.48/yr
After 10yr DRIP, annual income (after tax)
$15,084.57/yr
LUMN
Annual income on $10K today (after 15% tax)
$2,660.41/yr
After 10yr DRIP, annual income (after tax)
$3.37/yr
At 15% tax rate, NSC beats the other by $15,081.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NSC + LUMN for your $10,000?

NSC: 50%LUMN: 50%
100% LUMN50/50100% NSC
Portfolio after 10yr
$46.1K
Annual income
$8,875.27/yr
Blended yield
19.23%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NSC right now

NSC
Analyst Ratings
21
Buy
24
Hold
3
Sell
Consensus: Hold
Price Target
$315.33
+11.6% upside vs current
Range: $288.00 — $342.00
Altman Z
2.3
Piotroski
7/9
LUMN
Analyst Ratings
4
Buy
17
Hold
7
Sell
Consensus: Hold
Price Target
$7.08
+10.8% upside vs current
Range: $6.00 — $8.00
Altman Z
-0.3
Piotroski
3/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NSC buys
0
LUMN buys
6
PoliticianChamberTickerTypeAmountDate
Daniel Goldman🏢 House$LUMN▼ Sell$1,001 - $15,0002023-07-11
Ro Khanna🏢 House$LUMN▼ Sell$1,001 - $15,0002023-05-23
Ro Khanna🏢 House$LUMN▲ Buy$1,001 - $15,0002023-04-17
Daniel Goldman🏢 House$LUMN▲ Buy$1,001 - $15,0002023-04-10
Daniel Goldman🏢 House$LUMN▼ Sell$1,001 - $15,0002023-03-06
Daniel Goldman🏢 House$LUMN▼ Sell$1,001 - $15,0002023-03-01
Ro Khanna🏢 House$LUMN▼ Sell$1,001 - $15,0002022-11-03
Ro Khanna🏢 House$LUMN▼ Sell$1,001 - $15,0002022-11-02
Ro Khanna🏢 House$LUMN▲ Buy$1,001 - $15,0002022-09-29
Ro Khanna🏢 House$LUMN▲ Buy$1,001 - $15,0002022-09-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNSCLUMN
Forward yield1.91%31.30%
Annual dividend / share$5.40$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR43.6%-50%
Portfolio after 10y$66.7K$25.6K
Annual income after 10y$17,746.55$3.97
Total dividends collected$42.2K$3.4K
Payment frequencyquarterlyquarterly
SectorStockTelecom
Analyst consensusHoldHold
Analyst price target$315.33$7.08

Year-by-year: NSC vs LUMN ($10,000, DRIP)

YearNSC PortfolioNSC Income/yrLUMN PortfolioLUMN Income/yrGap
1$10,974$274.49$12,265$1,564.95$1.3KLUMN
2$12,147$404.28$14,020$896.91$1.9KLUMN
3$13,598$600.54$15,481$479.11$1.9KLUMN
4$15,452$902.22$16,812$247.20$1.4KLUMN
5$17,909$1,375.92$18,114$125.45$205.00LUMN
6← crossover$21,303$2,140.25$19,445$63.16+$1.9KNSC
7$26,211$3,416.66$20,838$31.68+$5.4KNSC
8$33,688$5,641.72$22,313$15.87+$11.4KNSC
9$45,777$9,731.21$23,882$7.94+$21.9KNSC
10$66,728$17,746.55$25,558$3.97+$41.2KNSC

NSC vs LUMN: Complete Analysis 2026

NSCStock

Norfolk Southern Corporation, together with its subsidiaries, engages in the rail transportation of raw materials, intermediate products, and finished goods in the United States. The company transports agriculture, forest, and consumer products comprising soybeans, wheat, corn, fertilizers, livestock and poultry feed, food products, food oils, flour, sweeteners, ethanol, lumber and wood products, pulp board and paper products, wood fibers, wood pulp, scrap paper, beverages, canned goods, and consumer products; chemicals consist of sulfur and related chemicals, petroleum products, chlorine and bleaching compounds, plastics, rubber, industrial chemicals, chemical wastes, and sand; metals and construction materials, such as steel, aluminum products, machinery, scrap metals, cement, aggregates, minerals, clay, transportation equipment, and military-related products; and automotive, including finished motor vehicles and automotive parts, as well as coal. It also transports overseas freight through various Atlantic and Gulf Coast ports; and provides commuter rail passenger transportation services and operates an intermodal network. As of December 31, 2021, the company operated approximately 19,300 route miles in 22 states and the District of Columbia. Norfolk Southern Corporation was incorporated in 1980 and is based in Atlanta, Georgia.

Full NSC Calculator →

LUMNTelecom

Lumen Technologies, Inc., a facilities-based technology and communications company, provides various integrated products and services under the Lumen, Quantum Fiber, and CenturyLink brands to business and residential customers in the United States and internationally. The company operates in two segments, Business and Mass Markets. It offers compute and application services, such as cloud services, IT solutions, unified communication and collaboration solutions, colocation and data center services, content delivery services, and managed security services; and IP and data services, including VPN data network, Ethernet, internet protocol (IP), and voice over internet protocol. The company also provides fiber infrastructure services comprising high bandwidth optical wavelength networks; and unlit optical fiber and related professional services. In addition, it offers voice and other services, including private line services, a direct circuit or channel specifically dedicated for connecting two or more organizational sites; a portfolio of traditional time division multiplexing voice services; and synchronous optical network-based Ethernet, legacy data hosting services, and conferencing services. As of December 31, 2021, the company served approximately 4.5 million broadband subscribers. The company was formerly known as CenturyLink, Inc. and changed its name to Lumen Technologies, Inc. in September 2020. Lumen Technologies, Inc. was incorporated in 1968 and is headquartered in Monroe, Louisiana.

Full LUMN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.