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NSEC vs MO: Dividend Comparison 2026

NSEC yields 105.77% · MO yields 6.27%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NSEC wins by $114558.15M in total portfolio value
10 years
NSEC
NSEC
● Live price
105.77%
Share price
$16.36
Annual div
$17.30
5Y div CAGR
33.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$114558.23M
Annual income
$103,892,535,465.12
Full NSEC calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — NSEC vs MO

📍 NSEC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNSECMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NSEC + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NSEC pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NSEC
Annual income on $10K today (after 15% tax)
$8,990.57/yr
After 10yr DRIP, annual income (after tax)
$88,308,655,145.35/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, NSEC beats the other by $88,308,630,522.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NSEC + MO for your $10,000?

NSEC: 50%MO: 50%
100% MO50/50100% NSEC
Portfolio after 10yr
$57279.15M
Annual income
$51,946,282,216.83/yr
Blended yield
90.69%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

NSEC
No analyst data
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NSEC buys
0
MO buys
0
No recent congressional trades found for NSEC or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNSECMO
Forward yield105.77%6.27%
Annual dividend / share$17.30$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR33.6%22.6%
Portfolio after 10y$114558.23M$77.7K
Annual income after 10y$103,892,535,465.12$28,968.54
Total dividends collected$113774.97M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: NSEC vs MO ($10,000, DRIP)

YearNSEC PortfolioNSEC Income/yrMO PortfolioMO Income/yrGap
1← crossover$24,831$14,131.07$10,558$768.31+$14.3KNSEC
2$70,381$43,811.99$11,352$1,015.87+$59.0KNSEC
3$230,360$155,051.92$12,482$1,367.86+$217.9KNSEC
4$880,135$633,650.45$14,103$1,883.39+$866.0KNSEC
5$3,964,585$3,022,840.19$16,472$2,664.91+$3.95MNSEC
6$21,243,561$17,001,454.93$20,024$3,897.79+$21.22MNSEC
7$136,477,188$113,746,577.34$25,537$5,933.74+$136.45MNSEC
8$1,058,448,421$912,417,830.09$34,478$9,476.77+$1058.41MNSEC
9$9,967,937,021$8,835,397,210.23$49,776$16,022.63+$9967.89MNSEC
10$114,558,228,077$103,892,535,465.12$77,699$28,968.54+$114558.15MNSEC

NSEC vs MO: Complete Analysis 2026

NSECStock

The National Security Group, Inc., an insurance holding company, provides insurance products and services in the United States. It operates in two segments, Property and Casualty (P&C) Insurance, and Life Insurance. The P&C Insurance segment primarily underwrites home insurance coverage with primary lines of business consisting of dwelling fire and extended coverage, mobile homeowners, and other liability insurance in Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, Oklahoma, South Carolina, Tennessee, and West Virginia, as well as operates on a surplus lines basis in the state of Louisiana. The Life Insurance segment offers ordinary life, accident and health, supplemental hospital, and cancer insurance products in the states of Alabama, Florida, Georgia, Mississippi, South Carolina, Tennessee, and Texas. It distributes its products through independent agents and brokers, and home service agents. The National Security Group, Inc. was founded in 1947 and is based in Elba, Alabama.

Full NSEC Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.