Is NSLYF or XYLD a better dividend investment in 2026?

NSLYF currently yields 1.75% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between NSLYF and XYLD?

NSLYF has a forward dividend yield of 1.75% ($0.48/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.23 percentage points.

Home › Compare › NSLYF vs XYLD

NSLYF vs XYLD: Dividend Comparison 2026

NSLYF yields 1.75% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.9K in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

NSLYF

● Live price

1.75%

Share price

$27.30

Annual div

$0.48

5Y div CAGR

-27.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$7.47

Full NSLYF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — NSLYF vs XYLD

📍 XYLD pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NSLYF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, NSLYF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NSLYF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NSLYF

Annual income on $10K today (after 15% tax)

$148.63/yr

After 10yr DRIP, annual income (after tax)

$6.35/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,729.82/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NSLYF + XYLD for your $10,000?

NSLYF: 50%XYLD: 50%

100% XYLD50/50100% NSLYF

Portfolio after 10yr

$22.8K

Annual income

$1,613.25/yr

Blended yield

7.06%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NSLYF buys

XYLD buys

No recent congressional trades found for NSLYF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNSLYFXYLD

Forward yield	1.75%	10.98% ✓
Annual dividend / share	$0.48	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-27.3%	0% ✓
Portfolio after 10y	$20.4K	$25.3K ✓
Annual income after 10y	$7.47	$3,219.02 ✓
Total dividends collected	$454.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NSLYF vs XYLD ($10,000, DRIP)

Year	NSLYF Portfolio	NSLYF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,827	$127.13	$10,818	$1,098.39	+$9.00 → NSLYF
2← crossover	$11,679	$93.52	$11,738	$1,222.51	$59.00 → XYLD
3	$12,565	$68.54	$12,774	$1,364.64	$209.00 → XYLD
4	$13,494	$50.10	$13,944	$1,527.86	$450.00 → XYLD
5	$14,475	$36.56	$15,270	$1,715.87	$795.00 → XYLD
6	$15,515	$26.65	$16,775	$1,933.09	$1.3K → XYLD
7	$16,621	$19.40	$18,490	$2,184.87	$1.9K → XYLD
8	$17,798	$14.12	$20,450	$2,477.63	$2.7K → XYLD
9	$19,054	$10.28	$22,697	$2,819.19	$3.6K → XYLD
10	$20,396	$7.47	$25,280	$3,219.02	$4.9K → XYLD

NSLYF vs XYLD: Complete Analysis 2026

NSLYF — Stock

Nestlé (Malaysia) Berhad manufactures and sells food and beverage products in Malaysia and internationally. The company offers ice-cream, powdered milk and drinks, liquid milk and juices, instant coffee and other beverages, chocolate confectionery products, instant noodles, culinary products, cereals, and related products. The company offers its products primarily under the Milo, Nescafé, Maggi, KitKat, Nestum, OREO, DRUMSTICK, MAT KOOL NESTLÉ JUST MILK, Nestlé, NESTLÉ OMEGA PLUS, NESTLÉ CRUNCH, LACTOGROW, LACTOGROW Aktif, NESTLÉ EVERYDAY, NESPRAY and La Cremeria brands. The company was founded in 1912 and is headquartered in Petaling Jaya, Malaysia. Nestlé (Malaysia) Berhad (KLSE:NESTLE) ioperates as a subsidiary of Nestlé S.A.

Full NSLYF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this NSLYF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NSLYF vs SCHD NSLYF vs JEPI NSLYF vs O NSLYF vs KO NSLYF vs MAIN NSLYF vs QYLD NSLYF vs JEPQ NSLYF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.