HomeCompareNSPI vs XYLD

NSPI vs XYLD: Dividend Comparison 2026

NSPI yields 0.57% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $4.8K in total portfolio value
10 years
NSPI
NSPI
● Live price
0.57%
Share price
$22.21
Annual div
$0.13
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.5K
Annual income
$59.55
Full NSPI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — NSPI vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNSPIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NSPI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NSPI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NSPI
Annual income on $10K today (after 15% tax)
$48.76/yr
After 10yr DRIP, annual income (after tax)
$50.62/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,685.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NSPI + XYLD for your $10,000?

NSPI: 50%XYLD: 50%
100% XYLD50/50100% NSPI
Portfolio after 10yr
$22.9K
Annual income
$1,639.28/yr
Blended yield
7.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NSPI buys
0
XYLD buys
0
No recent congressional trades found for NSPI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNSPIXYLD
Forward yield0.57%10.98%
Annual dividend / share$0.13$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.5K$25.3K
Annual income after 10y$59.55$3,219.02
Total dividends collected$586.00$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: NSPI vs XYLD ($10,000, DRIP)

YearNSPI PortfolioNSPI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,757$57.37$10,818$1,098.39$61.00XYLD
2$11,568$57.68$11,738$1,222.51$170.00XYLD
3$12,436$57.97$12,774$1,364.64$338.00XYLD
4$13,365$58.24$13,944$1,527.86$579.00XYLD
5$14,359$58.49$15,270$1,715.87$911.00XYLD
6$15,422$58.73$16,775$1,933.09$1.4KXYLD
7$16,561$58.96$18,490$2,184.87$1.9KXYLD
8$17,779$59.17$20,450$2,477.63$2.7KXYLD
9$19,083$59.36$22,697$2,819.19$3.6KXYLD
10$20,479$59.55$25,280$3,219.02$4.8KXYLD

NSPI vs XYLD: Complete Analysis 2026

NSPIStock

The fund is an actively-managed exchange-traded fund (“ETF”) that invests in a portfolio of the stocks included in the S&P 500 Index and an options collar on the S&P 500. The S&P 500 consists of approximately 500 leading U.S.-listed companies representing approximately 80% of the U.S. equity market capitalization. Under normal circumstances, at least 80% of the fund’s net assets will be invested in securities, or derivative instruments linked to securities, of companies that are included in the fund’s reference Index. The fund is non-diversified.

Full NSPI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.