Is NTCOY or XYLD a better dividend investment in 2026?

NTCOY currently yields 5.04% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between NTCOY and XYLD?

NTCOY has a forward dividend yield of 5.04% ($0.28/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.94 percentage points.

Home › Compare › NTCOY vs XYLD

NTCOY vs XYLD: Dividend Comparison 2026

NTCOY yields 5.04% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.7K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

NTCOY

● Live price

5.04%

Share price

$5.56

Annual div

$0.28

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.6K

Annual income

$0.51

Full NTCOY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — NTCOY vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NTCOY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, NTCOY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NTCOY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NTCOY

Annual income on $10K today (after 15% tax)

$428.06/yr

After 10yr DRIP, annual income (after tax)

$0.43/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,735.73/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NTCOY + XYLD for your $10,000?

NTCOY: 50%XYLD: 50%

100% XYLD50/50100% NTCOY

Portfolio after 10yr

$22.9K

Annual income

$1,609.77/yr

Blended yield

7.02%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on NTCOY right now

NTCOY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.3

Piotroski

2/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NTCOY buys

XYLD buys

No recent congressional trades found for NTCOY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNTCOYXYLD

Forward yield	5.04%	10.98% ✓
Annual dividend / share	$0.28	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.6K	$25.3K ✓
Annual income after 10y	$0.51	$3,219.02 ✓
Total dividends collected	$511.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NTCOY vs XYLD ($10,000, DRIP)

Year	NTCOY Portfolio	NTCOY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,952	$251.80	$10,818	$1,098.39	+$134.00 → NTCOY
2	$11,847	$128.86	$11,738	$1,222.51	+$109.00 → NTCOY
3← crossover	$12,742	$65.14	$12,774	$1,364.64	$32.00 → XYLD
4	$13,666	$32.74	$13,944	$1,527.86	$278.00 → XYLD
5	$14,639	$16.41	$15,270	$1,715.87	$631.00 → XYLD
6	$15,672	$8.21	$16,775	$1,933.09	$1.1K → XYLD
7	$16,774	$4.11	$18,490	$2,184.87	$1.7K → XYLD
8	$17,950	$2.05	$20,450	$2,477.63	$2.5K → XYLD
9	$19,207	$1.03	$22,697	$2,819.19	$3.5K → XYLD
10	$20,552	$0.51	$25,280	$3,219.02	$4.7K → XYLD

NTCOY vs XYLD: Complete Analysis 2026

NTCOY — Stock

Natura &Co Holding S.A. engages in the manufacturing, distribution, and sale of cosmetics, fragrances, and personal care products in Brazil, Asia, Europe, North America, South America, the Middle East, Africa, and Oceania. The company operates through Natura &Co Latam and Avon International segments. It markets its products under the Natura and Avon brand names through e-commerce, direct selling, business-to-business, franchises, physical stores, and retail markets. Natura &Co Holding S.A. was founded in 1969 and is headquartered in São Paulo, Brazil.

Full NTCOY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this NTCOY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NTCOY vs SCHD NTCOY vs JEPI NTCOY vs O NTCOY vs KO NTCOY vs MAIN NTCOY vs QYLD NTCOY vs JEPQ NTCOY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.