HomeCompareNTOIF vs QYLD

NTOIF vs QYLD: Dividend Comparison 2026

NTOIF yields 0.55% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $5.6K in total portfolio value· pulled ahead in Year 7
10 years
NTOIF
NTOIF
● Live price
0.55%
Share price
$31.33
Annual div
$0.17
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$0.05
Full NTOIF calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — NTOIF vs QYLD

📍 QYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNTOIFQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NTOIF + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NTOIF pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NTOIF
Annual income on $10K today (after 15% tax)
$46.61/yr
After 10yr DRIP, annual income (after tax)
$0.04/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,810.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NTOIF + QYLD for your $10,000?

NTOIF: 50%QYLD: 50%
100% QYLD50/50100% NTOIF
Portfolio after 10yr
$22.6K
Annual income
$2,829.69/yr
Blended yield
12.53%
📊

Analyst Conviction Gap

Where Wall Street is split right now

NTOIF
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
3.7
Piotroski
6/9
QYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NTOIF buys
0
QYLD buys
0
No recent congressional trades found for NTOIF or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNTOIFQYLD
Forward yield0.55%11.92%
Annual dividend / share$0.17$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$19.8K$25.4K
Annual income after 10y$0.05$5,659.31
Total dividends collected$55.00$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: NTOIF vs QYLD ($10,000, DRIP)

YearNTOIF PortfolioNTOIF Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,727$27.42$10,352$1,192.36+$375.00NTOIF
2$11,492$13.74$10,830$1,347.57+$662.00NTOIF
3$12,303$6.88$11,460$1,539.07+$843.00NTOIF
4$13,168$3.44$12,275$1,777.84+$893.00NTOIF
5$14,092$1.72$13,323$2,078.95+$769.00NTOIF
6$15,079$0.86$14,667$2,463.34+$412.00NTOIF
7← crossover$16,135$0.43$16,396$2,960.57$261.00QYLD
8$17,264$0.22$18,631$3,612.97$1.4KQYLD
9$18,473$0.11$21,548$4,482.15$3.1KQYLD
10$19,766$0.05$25,398$5,659.31$5.6KQYLD

NTOIF vs QYLD: Complete Analysis 2026

NTOIFStock

Neste Oyj provides renewable and oil products in Finland and other Nordic countries, Baltic Rim, other European countries, North and South America, and internationally. The company operates in four segments: Renewable Products, Oil Products, Marketing & Services, and Others. The Renewable Products segment produces, markets, and sells renewable diesel, renewable jet fuels and solutions, and renewable solvents, as well as raw material for bioplastics based on its technology to wholesale markets. The Oil Products segment produces, markets, and sells diesel fuel, gasoline, aviation and marine fuels, light and heavy fuel oils, base oils, gasoline components, small engine gasoline, solvents, liquid gases, and bitumen. This segment serves retailers and distributors, oil majors and trading companies, petrochemicals companies, and companies marketing lubricants and solvents. The Marketing & Services segment markets and sells petroleum products and associated services to private motorists, industry, transport companies, farmers, and heating oil customers through a network of 947 service stations, as well as direct sales. The Others segment offers engineering and technology solutions. The company also manufactures raw materials for polymers and chemicals materials. The company was formerly known as Neste Oil Oyj and changed its name to Neste Oyj in June 2015. Neste Oyj was founded in 1948 and is headquartered in Espoo, Finland.

Full NTOIF Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.