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NUBC vs PEP: Dividend Comparison 2026

NUBC yields 3.12% · PEP yields 3.69%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NUBC wins by $10.4K in total portfolio value
10 years
NUBC
NUBC
● Live price
3.12%
Share price
$29.50
Annual div
$0.92
5Y div CAGR
15.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$2,070.17
Full NUBC calculator →
PEP
PepsiCo Inc.
● Live price
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — NUBC vs PEP

📍 NUBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNUBCPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NUBC + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NUBC pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NUBC
Annual income on $10K today (after 15% tax)
$265.08/yr
After 10yr DRIP, annual income (after tax)
$1,759.64/yr
PEP
Annual income on $10K today (after 15% tax)
$313.83/yr
After 10yr DRIP, annual income (after tax)
$879.34/yr
At 15% tax rate, NUBC beats the other by $880.30/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NUBC + PEP for your $10,000?

NUBC: 50%PEP: 50%
100% PEP50/50100% NUBC
Portfolio after 10yr
$26.7K
Annual income
$1,552.34/yr
Blended yield
5.81%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

NUBC
No analyst data
Altman Z
-0.8
Piotroski
3/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+17.5% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NUBC buys
0
PEP buys
0
No recent congressional trades found for NUBC or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNUBCPEP
Forward yield3.12%3.69%
Annual dividend / share$0.92$5.42
Payout ratio50%72%
1-year div growth0%7.1%
5-year div CAGR15.9%6.7%
Portfolio after 10y$31.9K$21.5K
Annual income after 10y$2,070.17$1,034.52
Total dividends collected$9.9K$6.6K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: NUBC vs PEP ($10,000, DRIP)

YearNUBC PortfolioNUBC Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,061$361.45$10,734$393.95+$327.00NUBC
2$12,269$433.07$11,535$436.36+$734.00NUBC
3$13,648$520.30$12,411$483.90+$1.2KNUBC
4$15,230$626.92$13,371$537.26+$1.9KNUBC
5$17,054$757.80$14,422$597.26+$2.6KNUBC
6$19,167$919.13$15,578$664.81+$3.6KNUBC
7$21,628$1,118.93$16,848$740.97+$4.8KNUBC
8$24,509$1,367.59$18,248$826.99+$6.3KNUBC
9$27,904$1,678.71$19,793$924.28+$8.1KNUBC
10$31,927$2,070.17$21,500$1,034.52+$10.4KNUBC

NUBC vs PEP: Complete Analysis 2026

NUBCStock

Northumberland Bancorp operates as a bank holding company for The Northumberland National Bank that provides various banking and financial services for personal and commercial customers. It offers checking, money market, and savings accounts; certificates of deposit; individual retirement accounts; investment securities; deposit and trust services; and debit and credit cards. The company also provides commercial mortgage; commercial, short term, working capital, residential investment, secondary market real estate, home equity, personal, and vehicle loans; lines of credit; letters of credit; government lending programs; agricultural financing; insurance products; and merchant services, as well as Internet and telephone banking services, and safe deposit boxes. It operates in Northumberland, Snyder, and the Union counties in Pennsylvania. The company was founded in 1903 and is based in Northumberland, Pennsylvania.

Full NUBC Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.