HomeCompareNUBC vs VYM

NUBC vs VYM: Dividend Comparison 2026

NUBC yields 3.12% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NUBC wins by $4.1K in total portfolio value· pulled ahead in Year 5
10 years
NUBC
NUBC
● Live price
3.12%
Share price
$29.50
Annual div
$0.92
5Y div CAGR
15.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$2,070.17
Full NUBC calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — NUBC vs VYM

📍 NUBC pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNUBCVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NUBC + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NUBC pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NUBC
Annual income on $10K today (after 15% tax)
$265.08/yr
After 10yr DRIP, annual income (after tax)
$1,759.64/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, NUBC beats the other by $1,522.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NUBC + VYM for your $10,000?

NUBC: 50%VYM: 50%
100% VYM50/50100% NUBC
Portfolio after 10yr
$29.9K
Annual income
$1,174.35/yr
Blended yield
3.93%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NUBC buys
0
VYM buys
0
No recent congressional trades found for NUBC or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNUBCVYM
Forward yield3.12%2.41%
Annual dividend / share$0.92$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.9%0%
Portfolio after 10y$31.9K$27.8K
Annual income after 10y$2,070.17$278.55
Total dividends collected$9.9K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NUBC vs VYM ($10,000, DRIP)

YearNUBC PortfolioNUBC Income/yrVYM PortfolioVYM Income/yrGap
1$11,061$361.45$11,151$241.44$90.00VYM
2$12,269$433.07$12,413$246.79$144.00VYM
3$13,648$520.30$13,794$251.79$146.00VYM
4$15,230$626.92$15,306$256.47$76.00VYM
5← crossover$17,054$757.80$16,960$260.84+$94.00NUBC
6$19,167$919.13$18,768$264.92+$399.00NUBC
7$21,628$1,118.93$20,745$268.71+$883.00NUBC
8$24,509$1,367.59$22,905$272.24+$1.6KNUBC
9$27,904$1,678.71$25,265$275.51+$2.6KNUBC
10$31,927$2,070.17$27,842$278.55+$4.1KNUBC

NUBC vs VYM: Complete Analysis 2026

NUBCStock

Northumberland Bancorp operates as a bank holding company for The Northumberland National Bank that provides various banking and financial services for personal and commercial customers. It offers checking, money market, and savings accounts; certificates of deposit; individual retirement accounts; investment securities; deposit and trust services; and debit and credit cards. The company also provides commercial mortgage; commercial, short term, working capital, residential investment, secondary market real estate, home equity, personal, and vehicle loans; lines of credit; letters of credit; government lending programs; agricultural financing; insurance products; and merchant services, as well as Internet and telephone banking services, and safe deposit boxes. It operates in Northumberland, Snyder, and the Union counties in Pennsylvania. The company was founded in 1903 and is based in Northumberland, Pennsylvania.

Full NUBC Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.