Is NULC or MO a better dividend investment in 2026?

NULC currently yields 10.50% with a 5% 5-year dividend growth rate. MO yields 9.11% with 4.3% growth. The better choice depends on your goal: NULC offers higher current income.

What is the dividend yield difference between NULC and MO?

NULC has a forward dividend yield of 10.50% ($4.87/share annually). MO yields 9.11% ($4.08/share annually). The yield gap is 1.39 percentage points.

Home › Compare › NULC vs MO

NULC vs MO: Dividend Comparison 2026

NULC yields 10.50% · MO yields 9.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NULC wins by $12.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NULC

● Live price

10.50%

Share price

$46.32

Annual div

$4.87

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.0K

Annual income

$2,030.19

Full NULC calculator →

Altria Group Inc.

● Live price

9.11%

Share price

$44.80

Annual div

$4.08

5Y div CAGR

4.3%

Payout ratio

78%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.7K

Annual income

$4,052.72

Full MO calculator →

Portfolio growth — NULC vs MO

📍 NULC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NULC	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NULC + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NULC pays

MO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NULC

Annual income on $10K today (after 15% tax)

$892.87/yr

After 10yr DRIP, annual income (after tax)

$1,725.66/yr

Annual income on $10K today (after 15% tax)

$774.11/yr

After 10yr DRIP, annual income (after tax)

$3,444.81/yr

At 15% tax rate, MO beats the other by $1,719.15/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NULC + MO for your $10,000?

NULC: 50%MO: 50%

100% MO50/50100% NULC

Portfolio after 10yr

$33.9K

Annual income

$3,041.45/yr

Blended yield

8.98%

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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

NULC

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

+36.7% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NULC buys

MO buys

Politician	Chamber	Ticker	Type	Amount	Date
Ro Khanna	🏢 House	$MO	▲ Buy	$1,000 - $15,000	2025-08-04
Sheri Biggs	🏢 House	$MO	▼ Sell	$1,001 - $15,000	2025-03-19
Pete Sessions	🏢 House	$MO	▼ Sell	$1,001 - $15,000	2024-09-10
Ro Khanna	🏢 House	$MO	▲ Buy	$1,001 - $15,000	2024-03-20
Ro Khanna	🏢 House	$MO	▲ Buy	$1,001 - $15,000	2024-02-13
Virginia Foxx	🏢 House	$MO	▼ Sell	$1,001 - $15,000	2024-01-16
Virginia Foxx	🏢 House	$MO	▲ Buy	$1,001 - $15,000	2024-01-11
Ro Khanna	🏢 House	$MO	▼ Sell	$1,001 - $15,000	2024-01-10
Ro Khanna	🏢 House	$MO	▲ Buy	$1,001 - $15,000	2024-01-10
Virginia Foxx	🏢 House	$MO	▼ Sell	$15,001 - $50,000	2024-01-10

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNULCMO

Forward yield	10.50% ✓	9.11%
Annual dividend / share	$4.87 ✓	$4.08
Payout ratio	50% ✓	78%
1-year div growth	0%	4.1% ✓
5-year div CAGR	0%	4.3% ✓
Portfolio after 10y	$40.0K ✓	$27.7K
Annual income after 10y	$2,030.19	$4,052.72 ✓
Total dividends collected	$15.4K	$20.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: NULC vs MO ($10,000, DRIP)

Year	NULC Portfolio	NULC Income/yr	MO Portfolio	MO Income/yr	Gap
1← crossover	$11,750	$1,050.43	$10,740	$949.88	+$1.0K → NULC
2	$13,727	$1,153.55	$11,601	$1,086.84	+$2.1K → NULC
3	$15,947	$1,259.39	$12,608	$1,250.75	+$3.3K → NULC
4	$18,430	$1,367.38	$13,792	$1,448.20	+$4.6K → NULC
5	$21,198	$1,476.96	$15,190	$1,687.69	+$6.0K → NULC
6	$24,269	$1,587.57	$16,851	$1,980.28	+$7.4K → NULC
7	$27,666	$1,698.69	$18,838	$2,340.48	+$8.8K → NULC
8	$31,413	$1,809.82	$21,230	$2,787.44	+$10.2K → NULC
9	$35,532	$1,920.46	$24,130	$3,346.72	+$11.4K → NULC
10	$40,050	$2,030.19	$27,676	$4,052.72	+$12.4K → NULC

NULC vs MO: Complete Analysis 2026

NULC — Stock

The Fund employs a passive management (or “indexing”) approach, investing primarily in large-capitalization U.S. equity securities that satisfy certain environmental, social and governance (“ESG”) criteria.

Full NULC Calculator →

MO — Consumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.