Is NVDY or SCHD a better dividend investment in 2026?

NVDY currently yields 72.79% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: NVDY offers higher current income.

What is the dividend yield difference between NVDY and SCHD?

NVDY has a forward dividend yield of 72.79% ($9.45/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 69.35 percentage points.

Home › Compare › NVDY vs SCHD

NVDY vs SCHD: Dividend Comparison 2026

NVDY yields 72.79% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NVDY wins by $1.17M in total portfolio value

INVESTMENT

TIME HORIZON10 years

NVDY

● Live price

72.79%

Share price

$12.98

Annual div

$9.45

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.20M

Annual income

$323,241.57

Full NVDY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — NVDY vs SCHD

📍 NVDY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NVDY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NVDY + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NVDY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NVDY

Annual income on $10K today (after 15% tax)

$6,187.45/yr

After 10yr DRIP, annual income (after tax)

$274,755.33/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, NVDY beats the other by $274,396.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NVDY + SCHD for your $10,000?

NVDY: 50%SCHD: 50%

100% SCHD50/50100% NVDY

Portfolio after 10yr

$612.9K

Annual income

$161,832.08/yr

Blended yield

26.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NVDY buys

SCHD buys

No recent congressional trades found for NVDY or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNVDYSCHD

Forward yield	72.79% ✓	3.44%
Annual dividend / share	$9.45 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.20M	$29.0K ✓
Annual income after 10y	$323,241.57 ✓	$422.61
Total dividends collected	$1.03M	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NVDY vs SCHD ($10,000, DRIP)

Year	NVDY Portfolio	NVDY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$17,979	$7,279.35	$11,224	$344.10	+$6.8K → NVDY
2	$31,470	$12,231.59	$12,567	$354.98	+$18.9K → NVDY
3	$53,681	$20,008.53	$14,038	$365.30	+$39.6K → NVDY
4	$89,336	$31,897.83	$15,648	$375.06	+$73.7K → NVDY
5	$145,202	$49,611.92	$17,410	$384.27	+$127.8K → NVDY
6	$230,727	$75,360.89	$19,335	$392.95	+$211.4K → NVDY
7	$358,793	$111,915.00	$21,437	$401.10	+$337.4K → NVDY
8	$546,557	$162,648.47	$23,733	$408.75	+$522.8K → NVDY
9	$816,373	$231,556.93	$26,237	$415.91	+$790.1K → NVDY
10	$1,196,760	$323,241.57	$28,968	$422.61	+$1.17M → NVDY

NVDY vs SCHD: Complete Analysis 2026

NVDY — Stock

The YieldMax NVDA Option Income Strategy ETF (NVDY) is an actively managed exchange-traded fund that seeks to generate weekly income by selling call options or call spreads on NVDA. The strategy is designed to capture option premiums while providing participation in the share price appreciation of NVDA.

Full NVDY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.