Is NWEAF or XYLD a better dividend investment in 2026?

NWEAF currently yields 4.74% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between NWEAF and XYLD?

NWEAF has a forward dividend yield of 4.74% ($0.10/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.24 percentage points.

Home › Compare › NWEAF vs XYLD

NWEAF vs XYLD: Dividend Comparison 2026

NWEAF yields 4.74% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NWEAF wins by $2.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NWEAF

● Live price

4.74%

Share price

$2.21

Annual div

$0.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.3K

Annual income

$642.15

Full NWEAF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — NWEAF vs XYLD

📍 NWEAF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NWEAF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, NWEAF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NWEAF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NWEAF

Annual income on $10K today (after 15% tax)

$402.94/yr

After 10yr DRIP, annual income (after tax)

$545.83/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,190.34/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NWEAF + XYLD for your $10,000?

NWEAF: 50%XYLD: 50%

100% XYLD50/50100% NWEAF

Portfolio after 10yr

$26.3K

Annual income

$1,930.58/yr

Blended yield

7.34%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NWEAF buys

XYLD buys

No recent congressional trades found for NWEAF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNWEAFXYLD

Forward yield	4.74%	10.98% ✓
Annual dividend / share	$0.10	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.3K ✓	$25.3K
Annual income after 10y	$642.15	$3,219.02 ✓
Total dividends collected	$5.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NWEAF vs XYLD ($10,000, DRIP)

Year	NWEAF Portfolio	NWEAF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,174	$474.04	$10,818	$1,098.39	+$356.00 → NWEAF
2	$12,451	$495.04	$11,738	$1,222.51	+$713.00 → NWEAF
3	$13,838	$515.54	$12,774	$1,364.64	+$1.1K → NWEAF
4	$15,343	$535.49	$13,944	$1,527.86	+$1.4K → NWEAF
5	$16,971	$554.86	$15,270	$1,715.87	+$1.7K → NWEAF
6	$18,733	$573.61	$16,775	$1,933.09	+$2.0K → NWEAF
7	$20,636	$591.73	$18,490	$2,184.87	+$2.1K → NWEAF
8	$22,690	$609.20	$20,450	$2,477.63	+$2.2K → NWEAF
9	$24,904	$626.01	$22,697	$2,819.19	+$2.2K → NWEAF
10	$27,290	$642.15	$25,280	$3,219.02	+$2.0K → NWEAF

NWEAF vs XYLD: Complete Analysis 2026

NWEAF — Stock

National Westminster Bank PLC, together with its subsidiaries, provides banking and financial products and services to individuals, businesses, and commercial and corporate customers. The operation of the group is broken down into various segments such as Retail Banking Commercial & Private Banking, Private Banking, Commercial & Institutional, and Central items & others. The company offers current and savings accounts; investments; loans, overdrafts facilities, credit and debit cards; home, life, and car insurance products, and other financing services. Geographically, it operates in the UK, USA, and Europe region and it derives revenue from the source of fees, commission, interest, and dividends.

Full NWEAF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this NWEAF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

NWEAF vs SCHD NWEAF vs JEPI NWEAF vs O NWEAF vs KO NWEAF vs MAIN NWEAF vs QYLD NWEAF vs JEPQ NWEAF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.