Is NWFFX or SCHD a better dividend investment in 2026?

NWFFX currently yields 5.99% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: NWFFX offers higher current income.

What is the dividend yield difference between NWFFX and SCHD?

NWFFX has a forward dividend yield of 5.99% ($5.32/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.53 percentage points.

Home › Compare › NWFFX vs SCHD

NWFFX vs SCHD: Dividend Comparison 2026

NWFFX yields 5.99% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NWFFX wins by $692.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

NWFFX

● Live price

5.99%

Share price

$88.79

Annual div

$5.32

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.7K

Annual income

$878.19

Full NWFFX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — NWFFX vs SCHD

📍 NWFFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NWFFX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NWFFX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Aug

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Sep

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Oct

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Nov

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Dec

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NWFFX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NWFFX

Annual income on $10K today (after 15% tax)

$509.44/yr

After 10yr DRIP, annual income (after tax)

$746.46/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, NWFFX beats the other by $384.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NWFFX + SCHD for your $10,000?

NWFFX: 50%SCHD: 50%

100% SCHD50/50100% NWFFX

Portfolio after 10yr

$29.4K

Annual income

$652.06/yr

Blended yield

2.22%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NWFFX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNWFFXSCHD

Forward yield	5.99% ✓	3.46%
Annual dividend / share	$5.32 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.7K ✓	$29.0K
Annual income after 10y	$878.19 ✓	$425.95
Total dividends collected	$7.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NWFFX vs SCHD ($10,000, DRIP)

Year	NWFFX Portfolio	NWFFX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,299	$599.35	$11,226	$346.36	+$73.00 → NWFFX
2	$12,723	$632.92	$12,572	$357.38	+$151.00 → NWFFX
3	$14,280	$666.05	$14,046	$367.84	+$234.00 → NWFFX
4	$15,978	$698.64	$15,660	$377.73	+$318.00 → NWFFX
5	$17,827	$730.58	$17,425	$387.07	+$402.00 → NWFFX
6	$19,837	$761.80	$19,354	$395.86	+$483.00 → NWFFX
7	$22,018	$792.23	$21,461	$404.13	+$557.00 → NWFFX
8	$24,381	$821.79	$23,762	$411.89	+$619.00 → NWFFX
9	$26,938	$850.46	$26,272	$419.15	+$666.00 → NWFFX
10	$29,702	$878.19	$29,010	$425.95	+$692.00 → NWFFX

NWFFX vs SCHD: Complete Analysis 2026

NWFFX — Stock

The investment seeks long-term capital appreciation. The fund invests primarily in common stocks of companies with significant exposure to countries with developing economies and/or markets. Under normal market conditions, the fund invests at least 35% of its assets in equity and debt securities of issuers primarily based in qualified countries that have developing economies and/or markets.

Full NWFFX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.