HomeCompareNWHM vs RYLD

NWHM vs RYLD: Dividend Comparison 2026

NWHM yields 22.25% · RYLD yields 12.14%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NWHM wins by $39.2K in total portfolio value
10 years
NWHM
NWHM
● Live price
22.25%
Share price
$8.99
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$83.7K
Annual income
$8,507.23
Full NWHM calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — NWHM vs RYLD

📍 NWHM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNWHMRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NWHM + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NWHM pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NWHM
Annual income on $10K today (after 15% tax)
$1,890.99/yr
After 10yr DRIP, annual income (after tax)
$7,231.15/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, NWHM beats the other by $5,031.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NWHM + RYLD for your $10,000?

NWHM: 50%RYLD: 50%
100% RYLD50/50100% NWHM
Portfolio after 10yr
$64.1K
Annual income
$5,547.28/yr
Blended yield
8.65%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NWHM buys
0
RYLD buys
0
No recent congressional trades found for NWHM or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNWHMRYLD
Forward yield22.25%12.14%
Annual dividend / share$2.00$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$83.7K$44.5K
Annual income after 10y$8,507.23$2,587.35
Total dividends collected$50.2K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NWHM vs RYLD ($10,000, DRIP)

YearNWHM PortfolioNWHM Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$12,925$2,224.69$11,914$1,213.65+$1.0KNWHM
2$16,517$2,687.24$14,099$1,351.30+$2.4KNWHM
3$20,882$3,209.41$16,580$1,494.55+$4.3KNWHM
4$26,136$3,792.24$19,384$1,642.61+$6.8KNWHM
5$32,402$4,435.86$22,535$1,794.70+$9.9KNWHM
6$39,809$5,139.47$26,063$1,950.00+$13.7KNWHM
7$48,497$5,901.35$29,995$2,107.69+$18.5KNWHM
8$58,611$6,718.94$34,361$2,266.99+$24.3KNWHM
9$70,303$7,588.90$39,194$2,427.12+$31.1KNWHM
10$83,731$8,507.23$44,525$2,587.35+$39.2KNWHM

NWHM vs RYLD: Complete Analysis 2026

NWHMStock

The New Home Co., Inc. designs, constructs and sells homes. The company is headquartered in Aliso Viejo, California and currently employs 322 full-time employees. The firm focuses on the design, construction and sale of consumer-driven homes in various metropolitan areas within certain markets in California and Arizona, including coastal Southern California, the San Francisco Bay area, metro Sacramento and the greater Phoenix area. The firm's segments include homebuilding and fee building. The homebuilding operations consist of divisions in Northern California, Southern California and its division in Arizona, which is established through the purchase of lots in an unconsolidated joint venture. The firm is focused on building and selling homes for its own account. The company is focused on identifying sites and creating communities that allow it to design, construct and sell consumer-driven single-family detached and attached homes in major metropolitan areas in coastal Southern California, the San Francisco Bay area, metro Sacramento and the greater Phoenix area.

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RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.