HomeCompareNWYF vs SPHD

NWYF vs SPHD: Dividend Comparison 2026

NWYF yields 1.97% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.9K in total portfolio value
10 years
NWYF
NWYF
● Live price
1.97%
Share price
$35.50
Annual div
$0.70
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$224.00
Full NWYF calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — NWYF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNWYFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NWYF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NWYF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NWYF
Annual income on $10K today (after 15% tax)
$167.61/yr
After 10yr DRIP, annual income (after tax)
$190.40/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $291.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NWYF + SPHD for your $10,000?

NWYF: 50%SPHD: 50%
100% SPHD50/50100% NWYF
Portfolio after 10yr
$24.5K
Annual income
$395.68/yr
Blended yield
1.61%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NWYF buys
0
SPHD buys
0
No recent congressional trades found for NWYF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNWYFSPHD
Forward yield1.97%4.30%
Annual dividend / share$0.70$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.6K$26.5K
Annual income after 10y$224.00$567.37
Total dividends collected$2.1K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NWYF vs SPHD ($10,000, DRIP)

YearNWYF PortfolioNWYF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,897$197.18$11,130$430.50$233.00SPHD
2$11,861$200.82$12,357$447.82$496.00SPHD
3$12,895$204.28$13,687$464.65$792.00SPHD
4$14,006$207.56$15,126$480.98$1.1KSPHD
5$15,197$210.69$16,682$496.78$1.5KSPHD
6$16,474$213.65$18,362$512.03$1.9KSPHD
7$17,844$216.46$20,174$526.72$2.3KSPHD
8$19,312$219.11$22,127$540.84$2.8KSPHD
9$20,885$221.63$24,230$554.39$3.3KSPHD
10$22,571$224.00$26,493$567.37$3.9KSPHD

NWYF vs SPHD: Complete Analysis 2026

NWYFStock

Northway Financial, Inc. operates as the bank holding company for Northway Bank, a commercial bank that provides a range of financial products and services in the United States. The company offers checking, savings, money market, individual retirement, and municipal deposit accounts; certificates of deposit (CD); and debit and credit cards. It also provides mortgages; home equity loans and lines of credit; automobile, ATV, boat, and recreational vehicle loans; personal loans and lines of credit; savings or CD secured loans; municipal loan products; business acquisition financing; and working capital lines of credit, equipment financing and term loans, residential and commercial real estate loans, construction loans, consumer loans, and small business administration loans, as well as letters of credit. In addition, the company offers online and mobile banking services; cash management services comprising account analysis and reconciliation, automated sweep, lockbox, wire transfer, CD imaging, automated clearing house, and deposit express; overdraft prevention and protection services; and investment and insurance products. It operates through 17 branches, 1 loan production office, and 17 ATMs. The company was founded in 1997 and is headquartered in North Conway, New Hampshire.

Full NWYF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.