Is NWYF or XYLD a better dividend investment in 2026?

NWYF currently yields 1.97% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between NWYF and XYLD?

NWYF has a forward dividend yield of 1.97% ($0.70/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.01 percentage points.

Home › Compare › NWYF vs XYLD

NWYF vs XYLD: Dividend Comparison 2026

NWYF yields 1.97% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.7K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

NWYF

● Live price

1.97%

Share price

$35.50

Annual div

$0.70

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.6K

Annual income

$224.00

Full NWYF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — NWYF vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NWYF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NWYF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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NWYF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NWYF

Annual income on $10K today (after 15% tax)

$167.61/yr

After 10yr DRIP, annual income (after tax)

$190.40/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,545.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NWYF + XYLD for your $10,000?

NWYF: 50%XYLD: 50%

100% XYLD50/50100% NWYF

Portfolio after 10yr

$23.9K

Annual income

$1,721.51/yr

Blended yield

7.20%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NWYF buys

XYLD buys

No recent congressional trades found for NWYF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNWYFXYLD

Forward yield	1.97%	10.98% ✓
Annual dividend / share	$0.70	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.6K	$25.3K ✓
Annual income after 10y	$224.00	$3,219.02 ✓
Total dividends collected	$2.1K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NWYF vs XYLD ($10,000, DRIP)

Year	NWYF Portfolio	NWYF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,897	$197.18	$10,818	$1,098.39	+$79.00 → NWYF
2	$11,861	$200.82	$11,738	$1,222.51	+$123.00 → NWYF
3	$12,895	$204.28	$12,774	$1,364.64	+$121.00 → NWYF
4	$14,006	$207.56	$13,944	$1,527.86	+$62.00 → NWYF
5← crossover	$15,197	$210.69	$15,270	$1,715.87	$73.00 → XYLD
6	$16,474	$213.65	$16,775	$1,933.09	$301.00 → XYLD
7	$17,844	$216.46	$18,490	$2,184.87	$646.00 → XYLD
8	$19,312	$219.11	$20,450	$2,477.63	$1.1K → XYLD
9	$20,885	$221.63	$22,697	$2,819.19	$1.8K → XYLD
10	$22,571	$224.00	$25,280	$3,219.02	$2.7K → XYLD

NWYF vs XYLD: Complete Analysis 2026

NWYF — Stock

Northway Financial, Inc. operates as the bank holding company for Northway Bank, a commercial bank that provides a range of financial products and services in the United States. The company offers checking, savings, money market, individual retirement, and municipal deposit accounts; certificates of deposit (CD); and debit and credit cards. It also provides mortgages; home equity loans and lines of credit; automobile, ATV, boat, and recreational vehicle loans; personal loans and lines of credit; savings or CD secured loans; municipal loan products; business acquisition financing; and working capital lines of credit, equipment financing and term loans, residential and commercial real estate loans, construction loans, consumer loans, and small business administration loans, as well as letters of credit. In addition, the company offers online and mobile banking services; cash management services comprising account analysis and reconciliation, automated sweep, lockbox, wire transfer, CD imaging, automated clearing house, and deposit express; overdraft prevention and protection services; and investment and insurance products. It operates through 17 branches, 1 loan production office, and 17 ATMs. The company was founded in 1997 and is headquartered in North Conway, New Hampshire.

Full NWYF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.