Is NXRT or CF a better dividend investment in 2026?

NXRT currently yields 8.36% with a 5% 5-year dividend growth rate. CF yields 1.45% with 5% growth. The better choice depends on your goal: NXRT offers higher current income.

What is the dividend yield difference between NXRT and CF?

NXRT has a forward dividend yield of 8.36% ($2.08/share annually). CF yields 1.45% ($2.00/share annually). The yield gap is 6.91 percentage points.

Home › Compare › NXRT vs CF

NXRT vs CF: Dividend Comparison 2026

NXRT yields 8.36% · CF yields 1.45%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NXRT wins by $33.41M in total portfolio value

INVESTMENT

TIME HORIZON10 years

NXRT

● Live price

8.36%

Share price

$24.87

Annual div

$2.08

5Y div CAGR

61.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.69M

Annual income

$28,140,010.86

Full NXRT calculator →

● Live price

1.45%

Share price

$137.55

Annual div

$2.00

5Y div CAGR

67.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$279.4K

Annual income

$157,141.85

Full CF calculator →

Portfolio growth — NXRT vs CF

📍 NXRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NXRT	CF
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NXRT + CF cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NXRT pays

CF pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NXRT

Annual income on $10K today (after 15% tax)

$710.90/yr

After 10yr DRIP, annual income (after tax)

$23,919,009.23/yr

Annual income on $10K today (after 15% tax)

$123.59/yr

After 10yr DRIP, annual income (after tax)

$133,570.57/yr

At 15% tax rate, NXRT beats the other by $23,785,438.66/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NXRT + CF for your $10,000?

NXRT: 50%CF: 50%

100% CF50/50100% NXRT

Portfolio after 10yr

$16.99M

Annual income

$14,148,576.36/yr

Blended yield

83.30%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on CF right now

NXRT

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$27.00

+8.6% upside vs current

Range: $27.00 — $27.00

Altman Z

0.8

Piotroski

6/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$91.71

-33.3% upside vs current

Range: $72.00 — $103.00

Altman Z

3.2

Piotroski

8/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NXRT buys

CF buys

No recent congressional trades found for NXRT or CF in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNXRTCF

Forward yield	8.36% ✓	1.45%
Annual dividend / share	$2.08 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	61.3%	67.5% ✓
Portfolio after 10y	$33.69M	$279.4K ✓
Annual income after 10y	$28,140,010.86 ✓	$157,141.85
Total dividends collected	$33.20M	$247.3K ✓
Payment frequency	quarterly	quarterly
Sector	REIT	Materials
Analyst consensus	Hold	Buy
Analyst price target	$27.00	$91.71 ✓

Year-by-year: NXRT vs CF ($10,000, DRIP)

Year	NXRT Portfolio	NXRT Income/yr	CF Portfolio	CF Income/yr	Gap
1← crossover	$12,049	$1,349.03	$10,944	$243.55	+$1.1K → NXRT
2	$15,343	$2,450.33	$12,127	$417.23	+$3.2K → NXRT
3	$21,120	$4,703.57	$13,699	$723.76	+$7.4K → NXRT
4	$32,359	$9,760.57	$15,938	$1,279.91	+$16.4K → NXRT
5	$57,168	$22,543.64	$19,385	$2,331.05	+$37.8K → NXRT
6	$121,208	$60,038.38	$25,180	$4,438.20	+$96.0K → NXRT
7	$321,585	$191,892.40	$35,967	$9,024.64	+$285.6K → NXRT
8	$1,111,585	$767,489.07	$58,665	$20,179.55	+$1.05M → NXRT
9	$5,188,562	$3,999,166.02	$114,295	$51,524.02	+$5.07M → NXRT
10	$33,691,773	$28,140,010.86	$279,438	$157,141.85	+$33.41M → NXRT

NXRT vs CF: Complete Analysis 2026

NXRT — REIT

NexPoint Residential Trust is a publicly traded REIT, with its shares listed on the New York Stock Exchange under the symbol NXRT, primarily focused on acquiring, owning and operating well-located middle-income multifamily properties with value-add potential in large cities and suburban submarkets of large cities, primarily in the Southeastern and Southwestern United States. NXRT is externally advised by NexPoint Real Estate Advisors, L.P., an affiliate of NexPoint Advisors, L.P., an SEC-registered investment advisor, which has extensive real estate experience.

Full NXRT Calculator →

CF — Materials

CF Industries Holdings, Inc. manufactures and sells hydrogen and nitrogen products for energy, fertilizer, emissions abatement, and other industrial activities worldwide. Its principal products include anhydrous ammonia, granular urea, urea ammonium nitrate, and ammonium nitrate products. The company also offers diesel exhaust fluid, urea liquor, nitric acid, and aqua ammonia products; and compound fertilizer products with nitrogen, phosphorus, and potassium. It primarily serves cooperatives, independent fertilizer distributors, traders, wholesalers, and industrial users. The company was founded in 1946 and is headquartered in Deerfield, Illinois.

Full CF Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.