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NYCB vs JNJ: Dividend Comparison 2026

NYCB yields 0.38% · JNJ yields 3.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JNJ wins by $285.00 in total portfolio value· pulled ahead in Year 8
10 years
NYCB
NYCB
● Live price
0.38%
Share price
$10.55
Annual div
$0.04
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$0.04
Full NYCB calculator →
JNJ
Johnson & Johnson
● Live price
3.36%
Share price
$147.50
Annual div
$4.96
5Y div CAGR
5.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$827.78
Full JNJ calculator →

Portfolio growth — NYCB vs JNJ

📍 JNJ pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYCBJNJ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYCB + JNJ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYCB pays
JNJ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYCB
Annual income on $10K today (after 15% tax)
$32.23/yr
After 10yr DRIP, annual income (after tax)
$0.03/yr
JNJ
Annual income on $10K today (after 15% tax)
$285.83/yr
After 10yr DRIP, annual income (after tax)
$703.61/yr
At 15% tax rate, JNJ beats the other by $703.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYCB + JNJ for your $10,000?

NYCB: 50%JNJ: 50%
100% JNJ50/50100% NYCB
Portfolio after 10yr
$19.9K
Annual income
$413.91/yr
Blended yield
2.08%
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Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

NYCB
Analyst Ratings
8
Buy
20
Hold
2
Sell
Consensus: Hold
Price Target
$8.38
-20.6% upside vs current
Range: $3.50 — $10.50
Altman Z
0.4
Piotroski
1/9
JNJ
Analyst Ratings
20
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$228.73
+55.1% upside vs current
Range: $190.00 — $265.00
Altman Z
5.2
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYCB buys
0
JNJ buys
0
No recent congressional trades found for NYCB or JNJ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYCBJNJ
Forward yield0.38%3.36%
Annual dividend / share$0.04$4.96
Payout ratio50%55%
1-year div growth0%4.2%
5-year div CAGR-50%5.8%
Portfolio after 10y$19.7K$20.0K
Annual income after 10y$0.04$827.78
Total dividends collected$38.00$5.6K
Payment frequencyquarterlyquarterly
SectorStockHealthcare
Analyst consensusHoldBuy
Analyst price target$8.38$228.73

Year-by-year: NYCB vs JNJ ($10,000, DRIP)

YearNYCB PortfolioNYCB Income/yrJNJ PortfolioJNJ Income/yrGap
1$10,719$18.96$10,676$355.77+$43.00NYCB
2$11,479$9.50$11,407$389.39+$72.00NYCB
3$12,287$4.75$12,198$426.53+$89.00NYCB
4$13,150$2.38$13,056$467.62+$94.00NYCB
5$14,071$1.19$13,987$513.12+$84.00NYCB
6$15,057$0.59$14,998$563.56+$59.00NYCB
7$16,111$0.30$16,098$619.52+$13.00NYCB
8← crossover$17,239$0.15$17,295$681.69$56.00JNJ
9$18,446$0.07$18,599$750.82$153.00JNJ
10$19,737$0.04$20,022$827.78$285.00JNJ

NYCB vs JNJ: Complete Analysis 2026

NYCBStock

New York Community Bancorp, Inc. operates as the bank holding company for New York Community Bank that provides banking products and services in Metro New York, New Jersey, Ohio, Florida, and Arizona. The company accepts various deposit products, such as interest-bearing checking and money market, savings, non-interest-bearing, and individual retirement accounts, as well as certificates of deposit. Its loan products include multi-family loans; commercial real estate loans; specialty finance loans and leases; and commercial and industrial loans; acquisition, development, and construction loans; one-to-four family loans; and consumer loans. The company also offers annuities, life and long-term care insurance products, and mutual funds; cash management products; and online, mobile, and phone banking services. It primarily serves individuals, small and mid-size businesses, and professional associations through a network of 237 branches and 333 ATM locations. The company was formerly known as Queens County Bancorp, Inc. and changed its name to New York Community Bancorp, Inc. in November 2000. New York Community Bancorp, Inc. was founded in 1859 and is based in Hicksville, New York.

Full NYCB Calculator →

JNJHealthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.