HomeCompareNYCB vs ORCC

NYCB vs ORCC: Dividend Comparison 2026

NYCB yields 0.38% · ORCC yields 9.79%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ORCC wins by $1.7K in total portfolio value
10 years
NYCB
NYCB
● Live price
0.38%
Share price
$10.55
Annual div
$0.04
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$0.04
Full NYCB calculator →
ORCC
ORCC
● Live price
9.79%
Share price
$13.48
Annual div
$1.32
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.04
Full ORCC calculator →

Portfolio growth — NYCB vs ORCC

📍 ORCC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYCBORCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYCB + ORCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYCB pays
ORCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYCB
Annual income on $10K today (after 15% tax)
$32.23/yr
After 10yr DRIP, annual income (after tax)
$0.03/yr
ORCC
Annual income on $10K today (after 15% tax)
$832.34/yr
After 10yr DRIP, annual income (after tax)
$0.88/yr
At 15% tax rate, ORCC beats the other by $0.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYCB + ORCC for your $10,000?

NYCB: 50%ORCC: 50%
100% ORCC50/50100% NYCB
Portfolio after 10yr
$20.6K
Annual income
$0.54/yr
Blended yield
0.00%
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Analyst Conviction Gap

Where Wall Street is most bullish on ORCC right now

NYCB
Analyst Ratings
8
Buy
20
Hold
2
Sell
Consensus: Hold
Price Target
$8.38
-20.6% upside vs current
Range: $3.50 — $10.50
Altman Z
0.4
Piotroski
1/9
ORCC
Analyst Ratings
9
Buy
4
Hold
1
Sell
Consensus: Buy
Price Target
$16.00
+18.7% upside vs current
Range: $16.00 — $16.00
Altman Z
0.5
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYCB buys
0
ORCC buys
0
No recent congressional trades found for NYCB or ORCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYCBORCC
Forward yield0.38%9.79%
Annual dividend / share$0.04$1.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%-50%
Portfolio after 10y$19.7K$21.4K
Annual income after 10y$0.04$1.04
Total dividends collected$38.00$1.0K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy
Analyst price target$8.38$16.00

Year-by-year: NYCB vs ORCC ($10,000, DRIP)

YearNYCB PortfolioNYCB Income/yrORCC PortfolioORCC Income/yrGap
1← crossover$10,719$18.96$11,190$489.61$471.00ORCC
2$11,479$9.50$12,229$256.01$750.00ORCC
3$12,287$4.75$13,216$130.74$929.00ORCC
4$13,150$2.38$14,207$66.02$1.1KORCC
5$14,071$1.19$15,234$33.17$1.2KORCC
6$15,057$0.59$16,317$16.62$1.3KORCC
7$16,111$0.30$17,468$8.32$1.4KORCC
8$17,239$0.15$18,695$4.16$1.5KORCC
9$18,446$0.07$20,006$2.08$1.6KORCC
10$19,737$0.04$21,407$1.04$1.7KORCC

NYCB vs ORCC: Complete Analysis 2026

NYCBStock

New York Community Bancorp, Inc. operates as the bank holding company for New York Community Bank that provides banking products and services in Metro New York, New Jersey, Ohio, Florida, and Arizona. The company accepts various deposit products, such as interest-bearing checking and money market, savings, non-interest-bearing, and individual retirement accounts, as well as certificates of deposit. Its loan products include multi-family loans; commercial real estate loans; specialty finance loans and leases; and commercial and industrial loans; acquisition, development, and construction loans; one-to-four family loans; and consumer loans. The company also offers annuities, life and long-term care insurance products, and mutual funds; cash management products; and online, mobile, and phone banking services. It primarily serves individuals, small and mid-size businesses, and professional associations through a network of 237 branches and 333 ATM locations. The company was formerly known as Queens County Bancorp, Inc. and changed its name to New York Community Bancorp, Inc. in November 2000. New York Community Bancorp, Inc. was founded in 1859 and is based in Hicksville, New York.

Full NYCB Calculator →

ORCCBDC

Owl Rock Capital Corporation is a business development company. The fund makes investments in senior secured or unsecured loans, subordinated loans or mezzanine loans and also considers equity-related securities including warrants and preferred stocks also pursues preferred equity investments and common equity investments. Within private equity, it seeks to invest in growth, acquisitions, market or product expansion, refinancings and recapitalizations. It seeks to invest in middle market companies based in the United States, with EBITDA between $10 million and $250 million annually and/or annual revenue of $50 million and $2.5 billion at the time of investment.

Full ORCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.