Is NYF or VYM a better dividend investment in 2026?

NYF currently yields 3.05% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: NYF offers higher current income.

What is the dividend yield difference between NYF and VYM?

NYF has a forward dividend yield of 3.05% ($1.62/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 0.68 percentage points.

Home › Compare › NYF vs VYM

NYF vs VYM: Dividend Comparison 2026

NYF yields 3.05% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $3.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

NYF

● Live price

3.05%

Share price

$53.14

Annual div

$1.62

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$371.80

Full NYF calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$147.95

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$273.25

Full VYM calculator →

Portfolio growth — NYF vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NYF	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NYF + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NYF pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYF

Annual income on $10K today (after 15% tax)

$259.59/yr

After 10yr DRIP, annual income (after tax)

$316.03/yr

VYM

Annual income on $10K today (after 15% tax)

$201.80/yr

After 10yr DRIP, annual income (after tax)

$232.26/yr

At 15% tax rate, NYF beats the other by $83.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NYF + VYM for your $10,000?

NYF: 50%VYM: 50%

100% VYM50/50100% NYF

Portfolio after 10yr

$26.0K

Annual income

$322.53/yr

Blended yield

1.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYF buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNYFVYM

Forward yield	3.05% ✓	2.37%
Annual dividend / share	$1.62	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.3K	$27.8K ✓
Annual income after 10y	$371.80 ✓	$273.25
Total dividends collected	$3.4K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NYF vs VYM ($10,000, DRIP)

Year	NYF Portfolio	NYF Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,005	$305.40	$11,147	$237.41	$142.00 → VYM
2	$12,090	$314.11	$12,404	$242.58	$314.00 → VYM
3	$13,259	$322.49	$13,781	$247.42	$522.00 → VYM
4	$14,517	$330.53	$15,287	$251.94	$770.00 → VYM
5	$15,872	$338.23	$16,934	$256.16	$1.1K → VYM
6	$17,328	$345.60	$18,735	$260.10	$1.4K → VYM
7	$18,894	$352.63	$20,704	$263.76	$1.8K → VYM
8	$20,576	$359.33	$22,855	$267.16	$2.3K → VYM
9	$22,382	$365.72	$25,205	$270.32	$2.8K → VYM
10	$24,320	$371.80	$27,772	$273.25	$3.5K → VYM

NYF vs VYM: Complete Analysis 2026

NYF — Stock

The iShares New York Muni Bond ETF seeks to track the investment results of an index substantially composed of investment-grade municipal bonds issued in the State of New York.

Full NYF Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.