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NYMT vs PEP: Dividend Comparison 2026

NYMT yields 11.25% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $119.9K in total portfolio value· pulled ahead in Year 4
10 years
NYMT
NYMT
● Live price
11.25%
Share price
$7.11
Annual div
$0.80
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.0K
Annual income
$2.81
Full NYMT calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — NYMT vs PEP

📍 PEP pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMT + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMT pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMT
Annual income on $10K today (after 15% tax)
$956.40/yr
After 10yr DRIP, annual income (after tax)
$2.39/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $52,591.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMT + PEP for your $10,000?

NYMT: 50%PEP: 50%
100% PEP50/50100% NYMT
Portfolio after 10yr
$82.0K
Annual income
$30,939.24/yr
Blended yield
37.74%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

NYMT
Analyst Ratings
4
Buy
14
Hold
1
Sell
Consensus: Hold
Price Target
$11.25
+58.2% upside vs current
Range: $7.25 — $14.00
Altman Z
0.7
Piotroski
6/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMT buys
0
PEP buys
0
No recent congressional trades found for NYMT or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTPEP
Forward yield11.25%3.63%
Annual dividend / share$0.80$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%40.4%
Portfolio after 10y$22.0K$141.9K
Annual income after 10y$2.81$61,875.67
Total dividends collected$1.4K$123.0K
Payment frequencyquarterlyquarterly
SectorREITConsumer Staples
Analyst consensusHoldHold
Analyst price target$11.25$172.43

Year-by-year: NYMT vs PEP ($10,000, DRIP)

YearNYMT PortfolioNYMT Income/yrPEP PortfolioPEP Income/yrGap
1$11,311$610.97$10,849$509.42+$462.00NYMT
2$12,453$350.70$11,969$750.47+$484.00NYMT
3$13,521$195.95$13,500$1,124.14+$21.00NYMT
4← crossover$14,576$107.96$15,680$1,721.66$1.1KPEP
5$15,655$59.06$18,929$2,715.34$3.3KPEP
6$16,783$32.19$24,023$4,450.80$7.2KPEP
7$17,975$17.51$32,510$7,669.92$14.5KPEP
8$19,243$9.52$47,709$14,093.60$28.5KPEP
9$20,595$5.17$77,415$28,083.48$56.8KPEP
10$22,040$2.81$141,922$61,875.67$119.9KPEP

NYMT vs PEP: Complete Analysis 2026

NYMTREIT

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMT Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.