HomeCompareNYMTG vs XYLD

NYMTG vs XYLD: Dividend Comparison 2026

NYMTG yields 6.85% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NYMTG wins by $390.0K in total portfolio value
10 years
NYMTG
NYMTG
● Live price
6.85%
Share price
$24.99
Annual div
$1.71
5Y div CAGR
39.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$415.2K
Annual income
$202,364.78
Full NYMTG calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — NYMTG vs XYLD

📍 NYMTG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTGXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTG + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTG pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTG
Annual income on $10K today (after 15% tax)
$581.95/yr
After 10yr DRIP, annual income (after tax)
$172,010.06/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, NYMTG beats the other by $169,273.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTG + XYLD for your $10,000?

NYMTG: 50%XYLD: 50%
100% XYLD50/50100% NYMTG
Portfolio after 10yr
$220.3K
Annual income
$102,791.90/yr
Blended yield
46.67%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTG buys
0
XYLD buys
0
No recent congressional trades found for NYMTG or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTGXYLD
Forward yield6.85%10.98%
Annual dividend / share$1.71$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR39.2%0%
Portfolio after 10y$415.2K$25.3K
Annual income after 10y$202,364.78$3,219.02
Total dividends collected$369.1K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: NYMTG vs XYLD ($10,000, DRIP)

YearNYMTG PortfolioNYMTG Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,653$953.03$10,818$1,098.39+$835.00NYMTG
2$13,914$1,444.77$11,738$1,222.51+$2.2KNYMTG
3$17,132$2,244.16$12,774$1,364.64+$4.4KNYMTG
4$21,926$3,594.76$13,944$1,527.86+$8.0KNYMTG
5$29,446$5,985.19$15,270$1,715.87+$14.2KNYMTG
6$41,964$10,456.89$16,775$1,933.09+$25.2KNYMTG
7$64,288$19,387.03$18,490$2,184.87+$45.8KNYMTG
8$107,427$38,638.85$20,450$2,477.63+$87.0KNYMTG
9$198,944$83,996.84$22,697$2,819.19+$176.2KNYMTG
10$415,235$202,364.78$25,280$3,219.02+$390.0KNYMTG

NYMTG vs XYLD: Complete Analysis 2026

NYMTGStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. The company's targeted residential loans, including business purpose loans; agency RMBS; non-agency residential mortgage-backed securities (RMBS); structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; and other mortgage-, residential housing- and credit-related assets and strategic investments; and commercial mortgage-backed securities (CMBS). It also owns and manages single-family rental properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New York Mortgage Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTG Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.