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NYMTI vs PEP: Dividend Comparison 2026

NYMTI yields 6.80% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NYMTI wins by $652.9K in total portfolio value
10 years
NYMTI
NYMTI
● Live price
6.80%
Share price
$25.15
Annual div
$1.71
5Y div CAGR
44.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$797.6K
Annual income
$457,381.08
Full NYMTI calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — NYMTI vs PEP

📍 NYMTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTIPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTI + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTI pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTI
Annual income on $10K today (after 15% tax)
$578.25/yr
After 10yr DRIP, annual income (after tax)
$388,773.92/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, NYMTI beats the other by $334,858.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTI + PEP for your $10,000?

NYMTI: 50%PEP: 50%
100% PEP50/50100% NYMTI
Portfolio after 10yr
$471.1K
Annual income
$260,405.79/yr
Blended yield
55.27%
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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

NYMTI
No analyst data
Altman Z
0.8
Piotroski
7/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTI buys
0
PEP buys
0
No recent congressional trades found for NYMTI or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTIPEP
Forward yield6.80%3.66%
Annual dividend / share$1.71$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.2%40.4%
Portfolio after 10y$797.6K$144.7K
Annual income after 10y$457,381.08$63,430.49
Total dividends collected$738.4K$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: NYMTI vs PEP ($10,000, DRIP)

YearNYMTI PortfolioNYMTI Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$11,681$980.98$10,854$514.44+$827.00NYMTI
2$14,043$1,544.27$11,982$758.21+$2.1KNYMTI
3$17,528$2,501.97$13,526$1,136.44+$4.0KNYMTI
4$22,963$4,208.58$15,727$1,741.93+$7.2KNYMTI
5$32,001$7,430.60$19,012$2,750.28+$13.0KNYMTI
6$48,197$13,955.27$24,173$4,514.44+$24.0KNYMTI
7$79,896$28,324.91$32,789$7,793.80+$47.1KNYMTI
8$148,766$63,278.19$48,258$14,354.51+$100.5KNYMTI
9$317,968$158,788.10$78,586$28,686.63+$239.4KNYMTI
10$797,607$457,381.08$144,688$63,430.49+$652.9KNYMTI

NYMTI vs PEP: Complete Analysis 2026

NYMTIStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, including business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); single-family rental properties; and other mortgage, residential housing, and credit-related assets. The company also qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New York Mortgage Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTI Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.