HomeCompareNYMTI vs RYLD

NYMTI vs RYLD: Dividend Comparison 2026

NYMTI yields 6.80% · RYLD yields 12.14%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NYMTI wins by $753.1K in total portfolio value· pulled ahead in Year 3
10 years
NYMTI
NYMTI
● Live price
6.80%
Share price
$25.15
Annual div
$1.71
5Y div CAGR
44.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$797.6K
Annual income
$457,381.08
Full NYMTI calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — NYMTI vs RYLD

📍 NYMTI pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTIRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTI + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTI pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTI
Annual income on $10K today (after 15% tax)
$578.25/yr
After 10yr DRIP, annual income (after tax)
$388,773.92/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, NYMTI beats the other by $386,574.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTI + RYLD for your $10,000?

NYMTI: 50%RYLD: 50%
100% RYLD50/50100% NYMTI
Portfolio after 10yr
$421.1K
Annual income
$229,984.21/yr
Blended yield
54.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTI buys
0
RYLD buys
0
No recent congressional trades found for NYMTI or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTIRYLD
Forward yield6.80%12.14%
Annual dividend / share$1.71$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR44.2%0%
Portfolio after 10y$797.6K$44.5K
Annual income after 10y$457,381.08$2,587.35
Total dividends collected$738.4K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NYMTI vs RYLD ($10,000, DRIP)

YearNYMTI PortfolioNYMTI Income/yrRYLD PortfolioRYLD Income/yrGap
1$11,681$980.98$11,914$1,213.65$233.00RYLD
2$14,043$1,544.27$14,099$1,351.30$56.00RYLD
3← crossover$17,528$2,501.97$16,580$1,494.55+$948.00NYMTI
4$22,963$4,208.58$19,384$1,642.61+$3.6KNYMTI
5$32,001$7,430.60$22,535$1,794.70+$9.5KNYMTI
6$48,197$13,955.27$26,063$1,950.00+$22.1KNYMTI
7$79,896$28,324.91$29,995$2,107.69+$49.9KNYMTI
8$148,766$63,278.19$34,361$2,266.99+$114.4KNYMTI
9$317,968$158,788.10$39,194$2,427.12+$278.8KNYMTI
10$797,607$457,381.08$44,525$2,587.35+$753.1KNYMTI

NYMTI vs RYLD: Complete Analysis 2026

NYMTIStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, including business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); single-family rental properties; and other mortgage, residential housing, and credit-related assets. The company also qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. New York Mortgage Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTI Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.