HomeCompareNYMTL vs SCHD

NYMTL vs SCHD: Dividend Comparison 2026

NYMTL yields 7.88% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.7K in total portfolio value
10 years
NYMTL
NYMTL
● Live price
7.88%
Share price
$21.82
Annual div
$1.72
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$1.90
Full NYMTL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — NYMTL vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTLSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTL + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTL pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTL
Annual income on $10K today (after 15% tax)
$669.54/yr
After 10yr DRIP, annual income (after tax)
$1.62/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $357.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTL + SCHD for your $10,000?

NYMTL: 50%SCHD: 50%
100% SCHD50/50100% NYMTL
Portfolio after 10yr
$25.1K
Annual income
$212.25/yr
Blended yield
0.84%
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Analyst Conviction Gap

Where Wall Street is most bullish on NYMTL right now

NYMTL
Analyst Ratings
3
Buy
3
Hold
Consensus: Buy
Altman Z
0.7
Piotroski
5/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTL buys
0
SCHD buys
0
No recent congressional trades found for NYMTL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTLSCHD
Forward yield7.88%3.44%
Annual dividend / share$1.72$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%0%
Portfolio after 10y$21.3K$29.0K
Annual income after 10y$1.90$422.61
Total dividends collected$962.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NYMTL vs SCHD ($10,000, DRIP)

YearNYMTL PortfolioNYMTL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,128$427.72$11,224$344.10$96.00SCHD
2$12,148$241.54$12,567$354.98$419.00SCHD
3$13,132$133.81$14,038$365.30$906.00SCHD
4$14,125$73.41$15,648$375.06$1.5KSCHD
5$15,154$40.07$17,410$384.27$2.3KSCHD
6$16,236$21.82$19,335$392.95$3.1KSCHD
7$17,385$11.86$21,437$401.10$4.1KSCHD
8$18,608$6.45$23,733$408.75$5.1KSCHD
9$19,914$3.50$26,237$415.91$6.3KSCHD
10$21,310$1.90$28,968$422.61$7.7KSCHD

NYMTL vs SCHD: Complete Analysis 2026

NYMTLStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTL Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.