HomeCompareNYMTM vs SCHD

NYMTM vs SCHD: Dividend Comparison 2026

NYMTM yields 9.46% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $7.4K in total portfolio value
10 years
NYMTM
NYMTM
● Live price
9.46%
Share price
$24.98
Annual div
$2.36
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$2.32
Full NYMTM calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — NYMTM vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTMSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTM + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTM pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTM
Annual income on $10K today (after 15% tax)
$804.13/yr
After 10yr DRIP, annual income (after tax)
$1.97/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $360.09/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTM + SCHD for your $10,000?

NYMTM: 50%SCHD: 50%
100% SCHD50/50100% NYMTM
Portfolio after 10yr
$25.3K
Annual income
$214.13/yr
Blended yield
0.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTM buys
0
SCHD buys
0
No recent congressional trades found for NYMTM or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTMSCHD
Forward yield9.46%3.46%
Annual dividend / share$2.36$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%0%
Portfolio after 10y$21.6K$29.0K
Annual income after 10y$2.32$425.95
Total dividends collected$1.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NYMTM vs SCHD ($10,000, DRIP)

YearNYMTM PortfolioNYMTM Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,214$513.70$11,226$346.36$12.00SCHD
2$12,291$292.33$12,572$357.38$281.00SCHD
3$13,314$162.60$14,046$367.84$732.00SCHD
4$14,335$89.38$15,660$377.73$1.3KSCHD
5$15,388$48.84$17,425$387.07$2.0KSCHD
6$16,491$26.60$19,354$395.86$2.9KSCHD
7$17,660$14.47$21,461$404.13$3.8KSCHD
8$18,904$7.86$23,762$411.89$4.9KSCHD
9$20,232$4.27$26,272$419.15$6.0KSCHD
10$21,650$2.32$29,010$425.95$7.4KSCHD

NYMTM vs SCHD: Complete Analysis 2026

NYMTMStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTM Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.