Is NYMTO or DIVO a better dividend investment in 2026?

NYMTO currently yields 48.95% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: NYMTO offers higher current income.

What is the dividend yield difference between NYMTO and DIVO?

NYMTO has a forward dividend yield of 48.95% ($12.27/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 42.46 percentage points.

Home › Compare › NYMTO vs DIVO

NYMTO vs DIVO: Dividend Comparison 2026

NYMTO yields 48.95% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NYMTO wins by $670.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

NYMTO

● Live price

48.95%

Share price

$25.06

Annual div

$12.27

5Y div CAGR

-45.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.4K

Annual income

$17.39

Full NYMTO calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — NYMTO vs DIVO

📍 NYMTO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NYMTO	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NYMTO + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NYMTO pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTO

Annual income on $10K today (after 15% tax)

$4,160.60/yr

After 10yr DRIP, annual income (after tax)

$14.78/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, DIVO beats the other by $819.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTO + DIVO for your $10,000?

NYMTO: 50%DIVO: 50%

100% DIVO50/50100% NYMTO

Portfolio after 10yr

$31.1K

Annual income

$499.54/yr

Blended yield

1.61%

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Analyst Conviction Gap

Where Wall Street is most bullish on NYMTO right now

NYMTO

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Altman Z

0.7

Piotroski

5/9

DIVO

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTO buys

DIVO buys

No recent congressional trades found for NYMTO or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNYMTODIVO

Forward yield	48.95% ✓	6.49%
Annual dividend / share	$12.27 ✓	$2.91
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-45.7%	0% ✓
Portfolio after 10y	$31.4K ✓	$30.7K
Annual income after 10y	$17.39	$981.68 ✓
Total dividends collected	$7.0K	$8.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: NYMTO vs DIVO ($10,000, DRIP)

Year	NYMTO Portfolio	NYMTO Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$13,358	$2,657.89	$11,349	$649.42	+$2.0K → NYMTO
2	$16,095	$1,801.73	$12,833	$688.83	+$3.3K → NYMTO
3	$18,323	$1,101.67	$14,459	$727.90	+$3.9K → NYMTO
4	$20,242	$636.47	$16,238	$766.49	+$4.0K → NYMTO
5	$22,016	$356.83	$18,179	$804.47	+$3.8K → NYMTO
6	$23,754	$196.95	$20,293	$841.71	+$3.5K → NYMTO
7	$25,524	$107.84	$22,591	$878.14	+$2.9K → NYMTO
8	$27,370	$58.80	$25,087	$913.65	+$2.3K → NYMTO
9	$29,318	$32.00	$27,791	$948.18	+$1.5K → NYMTO
10	$31,388	$17.39	$30,718	$981.68	+$670.00 → NYMTO

NYMTO vs DIVO: Complete Analysis 2026

NYMTO — Stock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related and residential housing-related assets in the United States. Its investment portfolio includes structured multi-family property investments, such as multi-family commercial mortgage-backed securities and preferred equity in, and mezzanine loans to owners of multi-family properties; residential mortgage loans, including distressed residential mortgage loans, non-qualified mortgage loans, second mortgages, residential bridge loans, and other residential mortgage loans; non-agency residential mortgage-backed securities(RMBS); agency RMBS and CMBS; and other mortgage-related, residential housing-related, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2003 and is headquartered in New York, New York.

Full NYMTO Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.