HomeCompareNYMTO vs FCPT

NYMTO vs FCPT: Dividend Comparison 2026

NYMTO yields 48.95% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $17.7K in total portfolio value· pulled ahead in Year 6
10 years
NYMTO
NYMTO
● Live price
48.95%
Share price
$25.06
Annual div
$12.27
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$17.39
Full NYMTO calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — NYMTO vs FCPT

📍 FCPT pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTOFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTO + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTO pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTO
Annual income on $10K today (after 15% tax)
$4,160.60/yr
After 10yr DRIP, annual income (after tax)
$14.78/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,894.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTO + FCPT for your $10,000?

NYMTO: 50%FCPT: 50%
100% FCPT50/50100% NYMTO
Portfolio after 10yr
$40.2K
Annual income
$2,896.34/yr
Blended yield
7.20%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

NYMTO
Analyst Ratings
5
Buy
11
Hold
1
Sell
Consensus: Hold
Altman Z
0.7
Piotroski
5/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTO buys
0
FCPT buys
0
No recent congressional trades found for NYMTO or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTOFCPT
Forward yield48.95%6.05%
Annual dividend / share$12.27$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%15.8%
Portfolio after 10y$31.4K$49.1K
Annual income after 10y$17.39$5,775.28
Total dividends collected$7.0K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldHold

Year-by-year: NYMTO vs FCPT ($10,000, DRIP)

YearNYMTO PortfolioNYMTO Income/yrFCPT PortfolioFCPT Income/yrGap
1$13,358$2,657.89$11,401$700.92+$2.0KNYMTO
2$16,095$1,801.73$13,064$864.84+$3.0KNYMTO
3$18,323$1,101.67$15,051$1,072.48+$3.3KNYMTO
4$20,242$636.47$17,442$1,337.22+$2.8KNYMTO
5$22,016$356.83$20,340$1,677.08+$1.7KNYMTO
6← crossover$23,754$196.95$23,880$2,116.57$126.00FCPT
7$25,524$107.84$28,241$2,689.36$2.7KFCPT
8$27,370$58.80$33,660$3,442.07$6.3KFCPT
9$29,318$32.00$40,456$4,439.95$11.1KFCPT
10$31,388$17.39$49,063$5,775.28$17.7KFCPT

NYMTO vs FCPT: Complete Analysis 2026

NYMTOStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related and residential housing-related assets in the United States. Its investment portfolio includes structured multi-family property investments, such as multi-family commercial mortgage-backed securities and preferred equity in, and mezzanine loans to owners of multi-family properties; residential mortgage loans, including distressed residential mortgage loans, non-qualified mortgage loans, second mortgages, residential bridge loans, and other residential mortgage loans; non-agency residential mortgage-backed securities(RMBS); agency RMBS and CMBS; and other mortgage-related, residential housing-related, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2003 and is headquartered in New York, New York.

Full NYMTO Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.