HomeCompareNYMTO vs SPHD

NYMTO vs SPHD: Dividend Comparison 2026

NYMTO yields 48.95% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NYMTO wins by $4.9K in total portfolio value
10 years
NYMTO
NYMTO
● Live price
48.95%
Share price
$25.06
Annual div
$12.27
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$17.39
Full NYMTO calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — NYMTO vs SPHD

📍 NYMTO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTOSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTO + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTO pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTO
Annual income on $10K today (after 15% tax)
$4,160.60/yr
After 10yr DRIP, annual income (after tax)
$14.78/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $467.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTO + SPHD for your $10,000?

NYMTO: 50%SPHD: 50%
100% SPHD50/50100% NYMTO
Portfolio after 10yr
$28.9K
Annual income
$292.38/yr
Blended yield
1.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NYMTO right now

NYMTO
Analyst Ratings
5
Buy
11
Hold
1
Sell
Consensus: Hold
Altman Z
0.7
Piotroski
5/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTO buys
0
SPHD buys
0
No recent congressional trades found for NYMTO or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTOSPHD
Forward yield48.95%4.30%
Annual dividend / share$12.27$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%0%
Portfolio after 10y$31.4K$26.5K
Annual income after 10y$17.39$567.37
Total dividends collected$7.0K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NYMTO vs SPHD ($10,000, DRIP)

YearNYMTO PortfolioNYMTO Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$13,358$2,657.89$11,130$430.50+$2.2KNYMTO
2$16,095$1,801.73$12,357$447.82+$3.7KNYMTO
3$18,323$1,101.67$13,687$464.65+$4.6KNYMTO
4$20,242$636.47$15,126$480.98+$5.1KNYMTO
5$22,016$356.83$16,682$496.78+$5.3KNYMTO
6$23,754$196.95$18,362$512.03+$5.4KNYMTO
7$25,524$107.84$20,174$526.72+$5.3KNYMTO
8$27,370$58.80$22,127$540.84+$5.2KNYMTO
9$29,318$32.00$24,230$554.39+$5.1KNYMTO
10$31,388$17.39$26,493$567.37+$4.9KNYMTO

NYMTO vs SPHD: Complete Analysis 2026

NYMTOStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related and residential housing-related assets in the United States. Its investment portfolio includes structured multi-family property investments, such as multi-family commercial mortgage-backed securities and preferred equity in, and mezzanine loans to owners of multi-family properties; residential mortgage loans, including distressed residential mortgage loans, non-qualified mortgage loans, second mortgages, residential bridge loans, and other residential mortgage loans; non-agency residential mortgage-backed securities(RMBS); agency RMBS and CMBS; and other mortgage-related, residential housing-related, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2003 and is headquartered in New York, New York.

Full NYMTO Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.