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NYMTP vs FCPT: Dividend Comparison 2026

NYMTP yields 63.96% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $13.3K in total portfolio value· pulled ahead in Year 8
10 years
NYMTP
NYMTP
● Live price
63.96%
Share price
$25.32
Annual div
$16.19
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.8K
Annual income
$25.90
Full NYMTP calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — NYMTP vs FCPT

📍 FCPT pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTPFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTP + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTP pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTP
Annual income on $10K today (after 15% tax)
$5,436.39/yr
After 10yr DRIP, annual income (after tax)
$22.01/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,886.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTP + FCPT for your $10,000?

NYMTP: 50%FCPT: 50%
100% FCPT50/50100% NYMTP
Portfolio after 10yr
$42.4K
Annual income
$2,900.59/yr
Blended yield
6.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

NYMTP
Analyst Ratings
5
Buy
11
Hold
1
Sell
Consensus: Hold
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTP buys
0
FCPT buys
0
No recent congressional trades found for NYMTP or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTPFCPT
Forward yield63.96%6.05%
Annual dividend / share$16.19$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%15.8%
Portfolio after 10y$35.8K$49.1K
Annual income after 10y$25.90$5,775.28
Total dividends collected$9.6K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldHold

Year-by-year: NYMTP vs FCPT ($10,000, DRIP)

YearNYMTP PortfolioNYMTP Income/yrFCPT PortfolioFCPT Income/yrGap
1$14,173$3,472.90$11,401$700.92+$2.8KNYMTP
2$17,663$2,497.85$13,064$864.84+$4.6KNYMTP
3$20,479$1,579.74$15,051$1,072.48+$5.4KNYMTP
4$22,842$929.50$17,442$1,337.22+$5.4KNYMTP
5$24,967$526.13$20,340$1,677.08+$4.6KNYMTP
6$27,007$291.84$23,880$2,116.57+$3.1KNYMTP
7$29,057$160.20$28,241$2,689.36+$816.00NYMTP
8← crossover$31,179$87.47$33,660$3,442.07$2.5KFCPT
9$33,409$47.63$40,456$4,439.95$7.0KFCPT
10$35,773$25.90$49,063$5,775.28$13.3KFCPT

NYMTP vs FCPT: Complete Analysis 2026

NYMTPStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTP Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.