HomeCompareNYMTP vs PEP

NYMTP vs PEP: Dividend Comparison 2026

NYMTP yields 63.96% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $108.9K in total portfolio value· pulled ahead in Year 7
10 years
NYMTP
NYMTP
● Live price
63.96%
Share price
$25.32
Annual div
$16.19
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.8K
Annual income
$25.90
Full NYMTP calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — NYMTP vs PEP

📍 PEP pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTPPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTP + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTP pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTP
Annual income on $10K today (after 15% tax)
$5,436.39/yr
After 10yr DRIP, annual income (after tax)
$22.01/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, PEP beats the other by $53,893.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTP + PEP for your $10,000?

NYMTP: 50%PEP: 50%
100% PEP50/50100% NYMTP
Portfolio after 10yr
$90.2K
Annual income
$31,728.20/yr
Blended yield
35.16%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

NYMTP
Analyst Ratings
5
Buy
11
Hold
1
Sell
Consensus: Hold
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTP buys
0
PEP buys
0
No recent congressional trades found for NYMTP or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTPPEP
Forward yield63.96%3.66%
Annual dividend / share$16.19$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%40.4%
Portfolio after 10y$35.8K$144.7K
Annual income after 10y$25.90$63,430.49
Total dividends collected$9.6K$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: NYMTP vs PEP ($10,000, DRIP)

YearNYMTP PortfolioNYMTP Income/yrPEP PortfolioPEP Income/yrGap
1$14,173$3,472.90$10,854$514.44+$3.3KNYMTP
2$17,663$2,497.85$11,982$758.21+$5.7KNYMTP
3$20,479$1,579.74$13,526$1,136.44+$7.0KNYMTP
4$22,842$929.50$15,727$1,741.93+$7.1KNYMTP
5$24,967$526.13$19,012$2,750.28+$6.0KNYMTP
6$27,007$291.84$24,173$4,514.44+$2.8KNYMTP
7← crossover$29,057$160.20$32,789$7,793.80$3.7KPEP
8$31,179$87.47$48,258$14,354.51$17.1KPEP
9$33,409$47.63$78,586$28,686.63$45.2KPEP
10$35,773$25.90$144,688$63,430.49$108.9KPEP

NYMTP vs PEP: Complete Analysis 2026

NYMTPStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTP Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.