Is NYMTZ or QYLD a better dividend investment in 2026?

NYMTZ currently yields 9.39% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between NYMTZ and QYLD?

NYMTZ has a forward dividend yield of 9.39% ($1.75/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.53 percentage points.

Home › Compare › NYMTZ vs QYLD

NYMTZ vs QYLD: Dividend Comparison 2026

NYMTZ yields 9.39% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.8K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

NYMTZ

● Live price

9.39%

Share price

$18.63

Annual div

$1.75

5Y div CAGR

-45.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.6K

Annual income

$2.30

Full NYMTZ calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — NYMTZ vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NYMTZ	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NYMTZ + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NYMTZ pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTZ

Annual income on $10K today (after 15% tax)

$798.43/yr

After 10yr DRIP, annual income (after tax)

$1.95/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,808.46/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTZ + QYLD for your $10,000?

NYMTZ: 50%QYLD: 50%

100% QYLD50/50100% NYMTZ

Portfolio after 10yr

$23.5K

Annual income

$2,830.81/yr

Blended yield

12.04%

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Analyst Conviction Gap

Where Wall Street is most bullish on NYMTZ right now

NYMTZ

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.7

Piotroski

5/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTZ buys

QYLD buys

No recent congressional trades found for NYMTZ or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNYMTZQYLD

Forward yield	9.39%	11.92% ✓
Annual dividend / share	$1.75	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-45.7%	0% ✓
Portfolio after 10y	$21.6K	$25.4K ✓
Annual income after 10y	$2.30	$5,659.31 ✓
Total dividends collected	$1.2K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NYMTZ vs QYLD ($10,000, DRIP)

Year	NYMTZ Portfolio	NYMTZ Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$11,210	$510.05	$10,352	$1,192.36	+$858.00 → NYMTZ
2	$12,285	$290.16	$10,830	$1,347.57	+$1.5K → NYMTZ
3	$13,306	$161.37	$11,460	$1,539.07	+$1.8K → NYMTZ
4	$14,326	$88.70	$12,275	$1,777.84	+$2.1K → NYMTZ
5	$15,378	$48.46	$13,323	$2,078.95	+$2.1K → NYMTZ
6	$16,481	$26.40	$14,667	$2,463.34	+$1.8K → NYMTZ
7	$17,649	$14.36	$16,396	$2,960.57	+$1.3K → NYMTZ
8	$18,892	$7.80	$18,631	$3,612.97	+$261.00 → NYMTZ
9← crossover	$20,218	$4.24	$21,548	$4,482.15	$1.3K → QYLD
10	$21,636	$2.30	$25,398	$5,659.31	$3.8K → QYLD

NYMTZ vs QYLD: Complete Analysis 2026

NYMTZ — Stock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTZ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.