HomeCompareNYMTZ vs SPHD

NYMTZ vs SPHD: Dividend Comparison 2026

NYMTZ yields 9.39% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $4.9K in total portfolio value· pulled ahead in Year 2
10 years
NYMTZ
NYMTZ
● Live price
9.39%
Share price
$18.63
Annual div
$1.75
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$2.30
Full NYMTZ calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — NYMTZ vs SPHD

📍 SPHD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTZSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTZ + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTZ pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTZ
Annual income on $10K today (after 15% tax)
$798.43/yr
After 10yr DRIP, annual income (after tax)
$1.95/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $483.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTZ + SPHD for your $10,000?

NYMTZ: 50%SPHD: 50%
100% SPHD50/50100% NYMTZ
Portfolio after 10yr
$24.1K
Annual income
$286.81/yr
Blended yield
1.19%
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Analyst Conviction Gap

Where Wall Street is most bullish on NYMTZ right now

NYMTZ
Analyst Ratings
3
Buy
3
Hold
Consensus: Buy
Altman Z
0.7
Piotroski
5/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTZ buys
0
SPHD buys
0
No recent congressional trades found for NYMTZ or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTZSPHD
Forward yield9.39%4.33%
Annual dividend / share$1.75$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%0%
Portfolio after 10y$21.6K$26.5K
Annual income after 10y$2.30$571.32
Total dividends collected$1.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NYMTZ vs SPHD ($10,000, DRIP)

YearNYMTZ PortfolioNYMTZ Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,210$510.05$11,133$432.85+$77.00NYMTZ
2← crossover$12,285$290.16$12,363$450.36$78.00SPHD
3$13,306$161.37$13,695$467.39$389.00SPHD
4$14,326$88.70$15,138$483.90$812.00SPHD
5$15,378$48.46$16,697$499.88$1.3KSPHD
6$16,481$26.40$18,382$515.31$1.9KSPHD
7$17,649$14.36$20,198$530.17$2.5KSPHD
8$18,892$7.80$22,157$544.46$3.3KSPHD
9$20,218$4.24$24,266$558.18$4.0KSPHD
10$21,636$2.30$26,536$571.32$4.9KSPHD

NYMTZ vs SPHD: Complete Analysis 2026

NYMTZStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTZ Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.