HomeCompareNYMTZ vs VYM

NYMTZ vs VYM: Dividend Comparison 2026

NYMTZ yields 9.39% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $6.2K in total portfolio value· pulled ahead in Year 2
10 years
NYMTZ
NYMTZ
● Live price
9.39%
Share price
$18.63
Annual div
$1.75
5Y div CAGR
-45.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.6K
Annual income
$2.30
Full NYMTZ calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — NYMTZ vs VYM

📍 VYM pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNYMTZVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NYMTZ + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NYMTZ pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NYMTZ
Annual income on $10K today (after 15% tax)
$798.43/yr
After 10yr DRIP, annual income (after tax)
$1.95/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $234.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NYMTZ + VYM for your $10,000?

NYMTZ: 50%VYM: 50%
100% VYM50/50100% NYMTZ
Portfolio after 10yr
$24.7K
Annual income
$140.42/yr
Blended yield
0.57%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NYMTZ buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNYMTZVYM
Forward yield9.39%2.41%
Annual dividend / share$1.75$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-45.7%0%
Portfolio after 10y$21.6K$27.8K
Annual income after 10y$2.30$278.55
Total dividends collected$1.2K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NYMTZ vs VYM ($10,000, DRIP)

YearNYMTZ PortfolioNYMTZ Income/yrVYM PortfolioVYM Income/yrGap
1$11,210$510.05$11,151$241.44+$59.00NYMTZ
2← crossover$12,285$290.16$12,413$246.79$128.00VYM
3$13,306$161.37$13,794$251.79$488.00VYM
4$14,326$88.70$15,306$256.47$980.00VYM
5$15,378$48.46$16,960$260.84$1.6KVYM
6$16,481$26.40$18,768$264.92$2.3KVYM
7$17,649$14.36$20,745$268.71$3.1KVYM
8$18,892$7.80$22,905$272.24$4.0KVYM
9$20,218$4.24$25,265$275.51$5.0KVYM
10$21,636$2.30$27,842$278.55$6.2KVYM

NYMTZ vs VYM: Complete Analysis 2026

NYMTZStock

New York Mortgage Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multi-family residential assets in the United States. Its targeted investments include residential loans, second mortgages, and business purpose loans; structured multi-family property investments, such as preferred equity in, and mezzanine loans to owners of multi-family properties, as well as joint venture equity investments in multi-family properties; non-agency residential mortgage-backed securities (RMBS); agency RMBS; commercial mortgage-backed securities (CMBS); and other mortgage, residential housing, and credit-related assets. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2003 and is headquartered in New York, New York.

Full NYMTZ Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.