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NZAC vs SCHD: Dividend Comparison 2026

NZAC yields 2.01% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.3K in total portfolio value
10 years
NZAC
NZAC
● Live price
2.01%
Share price
$40.65
Annual div
$0.82
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$228.59
Full NZAC calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — NZAC vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNZACSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NZAC + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NZAC pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NZAC
Annual income on $10K today (after 15% tax)
$170.64/yr
After 10yr DRIP, annual income (after tax)
$194.30/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $164.92/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of NZAC + SCHD for your $10,000?

NZAC: 50%SCHD: 50%
100% SCHD50/50100% NZAC
Portfolio after 10yr
$25.8K
Annual income
$325.59/yr
Blended yield
1.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NZAC buys
0
SCHD buys
0
No recent congressional trades found for NZAC or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNZACSCHD
Forward yield2.01%3.44%
Annual dividend / share$0.82$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.6K$29.0K
Annual income after 10y$228.59$422.61
Total dividends collected$2.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NZAC vs SCHD ($10,000, DRIP)

YearNZAC PortfolioNZAC Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,901$200.76$11,224$344.10$323.00SCHD
2$11,868$204.52$12,567$354.98$699.00SCHD
3$12,907$208.11$14,038$365.30$1.1KSCHD
4$14,022$211.52$15,648$375.06$1.6KSCHD
5$15,219$214.76$17,410$384.27$2.2KSCHD
6$16,502$217.83$19,335$392.95$2.8KSCHD
7$17,878$220.75$21,437$401.10$3.6KSCHD
8$19,352$223.51$23,733$408.75$4.4KSCHD
9$20,933$226.12$26,237$415.91$5.3KSCHD
10$22,627$228.59$28,968$422.61$6.3KSCHD

NZAC vs SCHD: Complete Analysis 2026

NZACStock

The State Street SPDR MSCI ACWI Climate Paris Aligned ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the MSCI ACWI Climate Paris Aligned Index (the "Index")Seeks to track an index designed to reduce exposure to the physical and transition risks of climate change and increase target exposure to sustainable investment opportunities by incorporating the recommendations of the Taskforce on Climate Related Financial Disclosures (TCFD) and minimum requirements of the EU Paris Aligned BenchmarkMay be considered by investors seeking to implement net-zero strategies and address climate change in a holistic wayThe Index includes large and mid-cap stocks across developed and emerging market countries

Full NZAC Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.