Is NZSTF or QYLD a better dividend investment in 2026?

NZSTF currently yields 4.85% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between NZSTF and QYLD?

NZSTF has a forward dividend yield of 4.85% ($0.04/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.07 percentage points.

Home › Compare › NZSTF vs QYLD

NZSTF vs QYLD: Dividend Comparison 2026

NZSTF yields 4.85% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 NZSTF wins by $5172.28M in total portfolio value

INVESTMENT

TIME HORIZON10 years

NZSTF

● Live price

4.85%

Share price

$0.83

Annual div

$0.04

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$5172.31M

Annual income

$4,975,184,543.40

Full NZSTF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — NZSTF vs QYLD

📍 NZSTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	NZSTF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, NZSTF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

NZSTF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NZSTF

Annual income on $10K today (after 15% tax)

$412.12/yr

After 10yr DRIP, annual income (after tax)

$4,228,906,861.89/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, NZSTF beats the other by $4,228,902,051.48/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of NZSTF + QYLD for your $10,000?

NZSTF: 50%QYLD: 50%

100% QYLD50/50100% NZSTF

Portfolio after 10yr

$2586.17M

Annual income

$2,487,595,101.36/yr

Blended yield

96.19%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NZSTF buys

QYLD buys

No recent congressional trades found for NZSTF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricNZSTFQYLD

Forward yield	4.85%	11.92% ✓
Annual dividend / share	$0.04	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$5172.31M ✓	$25.4K
Annual income after 10y	$4,975,184,543.40 ✓	$5,659.31
Total dividends collected	$5158.45M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: NZSTF vs QYLD ($10,000, DRIP)

Year	NZSTF Portfolio	NZSTF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,670	$969.70	$10,352	$1,192.36	+$1.3K → NZSTF
2	$14,602	$2,115.15	$10,830	$1,347.57	+$3.8K → NZSTF
3	$20,571	$4,946.90	$11,460	$1,539.07	+$9.1K → NZSTF
4	$35,037	$13,026.41	$12,275	$1,777.84	+$22.8K → NZSTF
5	$78,961	$41,471.44	$13,323	$2,078.95	+$65.6K → NZSTF
6	$259,183	$174,695.05	$14,667	$2,463.34	+$244.5K → NZSTF
7	$1,349,143	$1,071,817.03	$16,396	$2,960.57	+$1.33M → NZSTF
8	$11,871,983	$10,428,399.53	$18,631	$3,612.97	+$11.85M → NZSTF
9	$184,228,660	$171,525,638.74	$21,548	$4,482.15	+$184.21M → NZSTF
10	$5,172,309,210	$4,975,184,543.40	$25,398	$5,659.31	+$5172.28M → NZSTF

NZSTF vs QYLD: Complete Analysis 2026

NZSTF — Stock

NZX Limited operates a stock exchange in New Zealand. The company operates through five segments: Capital Markets Origination, Secondary Markets, Data & Insights, Funds Management, and Wealth Technologies. The Capital Markets Origination segment provides issuer services for current and prospective customers. The Secondary Markets segment provides trading and post-trade services for securities and derivatives markets, as well as provides central securities depository; and acts as a market operator for Fonterra Co-Operative Group, the Electricity Authority, and the Ministry for the Environment. The Data & Insights segment offers information services for the securities and derivatives markets; and analytics for the dairy sector. The Funds Management segment provides superannuation and KiwiSaver, and Smartshares exchange traded funds. The Wealth Technologies segment offers funds administration and custodian services. It also offers NZX Wealth Technologies, a platform that enables advisers and brokers to manage client investments. NZX Limited was founded in 1866 and is headquartered in Wellington, New Zealand.

Full NZSTF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.