HomeCompareNZTCF vs SCHD

NZTCF vs SCHD: Dividend Comparison 2026

NZTCF yields 10.00% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.0K in total portfolio value· pulled ahead in Year 3
10 years
NZTCF
NZTCF
● Live price
10.00%
Share price
$1.20
Annual div
$0.12
5Y div CAGR
-34.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.0K
Annual income
$17.76
Full NZTCF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — NZTCF vs SCHD

📍 SCHD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodNZTCFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, NZTCF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
NZTCF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

NZTCF
Annual income on $10K today (after 15% tax)
$850.00/yr
After 10yr DRIP, annual income (after tax)
$15.10/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $344.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of NZTCF + SCHD for your $10,000?

NZTCF: 50%SCHD: 50%
100% SCHD50/50100% NZTCF
Portfolio after 10yr
$26.0K
Annual income
$220.18/yr
Blended yield
0.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

NZTCF buys
0
SCHD buys
0
No recent congressional trades found for NZTCF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricNZTCFSCHD
Forward yield10.00%3.44%
Annual dividend / share$0.12$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-34.2%0%
Portfolio after 10y$23.0K$29.0K
Annual income after 10y$17.76$422.61
Total dividends collected$2.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: NZTCF vs SCHD ($10,000, DRIP)

YearNZTCF PortfolioNZTCF Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,358$658.00$11,224$344.10+$134.00NZTCF
2$12,613$459.59$12,567$354.98+$46.00NZTCF
3← crossover$13,809$313.85$14,038$365.30$229.00SCHD
4$14,987$211.31$15,648$375.06$661.00SCHD
5$16,177$141.03$17,410$384.27$1.2KSCHD
6$17,404$93.62$19,335$392.95$1.9KSCHD
7$18,684$61.93$21,437$401.10$2.8KSCHD
8$20,032$40.89$23,733$408.75$3.7KSCHD
9$21,462$26.96$26,237$415.91$4.8KSCHD
10$22,982$17.76$28,968$422.61$6.0KSCHD

NZTCF vs SCHD: Complete Analysis 2026

NZTCFStock

Spark New Zealand Limited, together with its subsidiaries, provides telecommunications and digital services in New Zealand. It offers telecommunications, information technology, media, and other digital products and services, including mobile services; voice services; broadband services; internet sports streaming services; cloud, security, and service. The company also provides IT infrastructure, business cloud, business and outsourced telecommunications, software, big data analytics, data center, and international wholesale telecommunications services. In addition, it offers local, national, and international telephone and data services; finance products; group insurance products; and mobile phone repair services. Further, the company retails telecommunications products and services; and distributes equipment. It serves consumers, households, small businesses, government, and large enterprises. The company was formerly known as Telecom Corporation of New Zealand Limited and changed its name to Spark New Zealand Limited in August 2014. Spark New Zealand Limited was incorporated in 1987 and is headquartered in Auckland, New Zealand.

Full NZTCF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.