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O vs HTGC: Dividend Comparison 2026

O yields 5.97% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $30.9K in total portfolio value
10 years
O
Realty Income Corporation
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — O vs HTGC

Annual dividend income

MetricOHTGC
Forward yield5.97%10.22%
Annual dividend / share$3.12$1.88
Payout ratio76%90%
1-year div growth2.8%5.6%
5-year div CAGR3.2%4.2%
Portfolio after 10y$22.7K$53.7K
Annual income after 10y$1,416.15$3,064.35
Total dividends collected$9.6K$19.5K
Payment frequencymonthlyquarterly
SectorREITBDC

Year-by-year: O vs HTGC ($10,000, DRIP)

YearO PortfolioO Income/yrHTGC PortfolioHTGC Income/yrGap
1$10,826$615.65$12,045$1,064.65$1.2KHTGC
2$11,727$673.66$14,442$1,216.94$2.7KHTGC
3$12,710$737.59$17,242$1,384.73$4.5KHTGC
4$13,785$808.08$20,501$1,568.89$6.7KHTGC
5$14,961$885.87$24,280$1,770.26$9.3KHTGC
6$16,247$971.76$28,649$1,989.67$12.4KHTGC
7$17,655$1,066.66$33,685$2,227.97$16.0KHTGC
8$19,197$1,171.57$39,472$2,485.98$20.3KHTGC
9$20,888$1,287.65$46,104$2,764.50$25.2KHTGC
10$22,743$1,416.15$53,687$3,064.35$30.9KHTGC

O vs HTGC: Complete Analysis 2026

OREIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is O or HTGC better for dividend income in 2026?
O currently offers a 5.97% yield (3.12/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in O vs HTGC earn per year?
With $10,000 invested today: O pays approximately $597/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $1,416/year (O) and $3,064/year (HTGC).
Does O or HTGC pay monthly dividends?
O pays monthly dividends. HTGC pays quarterly dividends. O pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.