Is O or T a better dividend investment in 2026?

O currently yields 5.97% with a 3.2% 5-year dividend growth rate. T yields 6.24% with -8.2% growth. The better choice depends on your goal: T offers higher current income, while O is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between O and T?

O has a forward dividend yield of 5.97% (3.12/share annually). T yields 6.24% (1.11/share annually). The yield gap is 0.27 percentage points.

How much would $10,000 in O vs T pay in dividends per year?

With $10,000 invested: O would pay approximately $597/year in dividends. T would pay approximately $624/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

O vs T Dividend Comparison 2026

Q: Does O or T pay monthly dividends?

O pays monthly dividends. T pays quarterly dividends. Monthly payers are preferred by investors who want regular cash flow to cover living expenses.

O dividend yield: 5.97%. T dividend yield: 6.24%. Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors. AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

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O vs T: Dividend Comparison 2026

O yields 5.97% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 O wins by $13.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

Realty Income Corporation

5.97%

Share price

$52.30

Annual div

$3.12

5Y div CAGR

3.2%

Payout ratio

76%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.7K

Annual income

$1,416.15

Full O calculator →

AT&T Inc.

6.24%

Share price

$17.80

Annual div

$1.11

5Y div CAGR

-8.2%

Payout ratio

58%

After 10 yrs · $10,000 · DRIP

Portfolio value

$9.1K

Annual income

$432.01

Full T calculator →

Portfolio growth — O vs T

Annual dividend income

MetricOT

Forward yield	5.97%	6.24% ✓
Annual dividend / share	$3.12 ✓	$1.11
Payout ratio	76%	58% ✓
1-year div growth	2.8% ✓	0%
5-year div CAGR	3.2% ✓	-8.2%
Portfolio after 10y	$22.7K ✓	$9.1K
Annual income after 10y	$1,416.15 ✓	$432.01
Total dividends collected	$9.6K ✓	$5.0K
Payment frequency	monthly	quarterly
Sector	REIT	Telecom

Year-by-year: O vs T ($10,000, DRIP)

Year	O Portfolio	O Income/yr	T Portfolio	T Income/yr	Gap
1	$10,826	$615.65	$9,962	$572.46	+$864.00 → O
2	$11,727	$673.66	$9,912	$557.56	+$1.8K → O
3	$12,710	$737.59	$9,850	$542.34	+$2.9K → O
4	$13,785	$808.08	$9,776	$526.88	+$4.0K → O
5	$14,961	$885.87	$9,691	$511.23	+$5.3K → O
6	$16,247	$971.76	$9,595	$495.45	+$6.7K → O
7	$17,655	$1,066.66	$9,489	$479.58	+$8.2K → O
8	$19,197	$1,171.57	$9,374	$463.69	+$9.8K → O
9	$20,888	$1,287.65	$9,250	$447.82	+$11.6K → O
10	$22,743	$1,416.15	$9,118	$432.01	+$13.6K → O

O vs T: Complete Analysis 2026

O — REIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →

T — Telecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is O or T better for dividend income in 2026?

O currently offers a 5.97% yield (3.12/share/year) while T offers 6.24% (1.11/share/year). T provides higher current income. However, O has grown its dividend faster (3.2% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in O vs T earn per year?

With $10,000 invested today: O pays approximately $597/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $1,416/year (O) and $432/year (T).

Does O or T pay monthly dividends?

O pays monthly dividends. T pays quarterly dividends. O pays monthly, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.