HomeCompareO vs UDR

O vs UDR: Dividend Comparison 2026

O yields 5.28% · UDR yields 5.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UDR wins by $15.5K in total portfolio value
10 years
O
Realty Income Corporation
● Live price
5.28%
Share price
$61.15
Annual div
$3.23
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$5,102.74
Full O calculator →
UDR
UDR
● Live price
5.11%
Share price
$33.66
Annual div
$1.72
5Y div CAGR
19.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$6,549.10
Full UDR calculator →

Portfolio growth — O vs UDR

📍 UDR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOUDR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, O + UDR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
O pays
UDR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

O
Annual income on $10K today (after 15% tax)
$449.12/yr
After 10yr DRIP, annual income (after tax)
$4,337.33/yr
UDR
Annual income on $10K today (after 15% tax)
$434.34/yr
After 10yr DRIP, annual income (after tax)
$5,566.74/yr
At 15% tax rate, UDR beats the other by $1,229.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of O + UDR for your $10,000?

O: 50%UDR: 50%
100% UDR50/50100% O
Portfolio after 10yr
$42.0K
Annual income
$5,825.92/yr
Blended yield
13.88%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UDR right now

O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+4.7% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
UDR
Analyst Ratings
18
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$41.10
+22.1% upside vs current
Range: $38.00 — $44.00
Altman Z
0.7
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

O buys
14
UDR buys
9
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$UDR▼ Sell$15,001 - $50,0002025-10-07
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-09-29
Julie Johnson🏢 House$UDR▼ Sell$1,001 - $15,0002025-09-25
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002025-08-26
Gilbert Cisneros🏢 House$O▲ Buy$1,001 - $15,0002025-08-05
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-07-25
Ro Khanna🏢 House$O▲ Buy$1,001 - $15,0002024-02-13
Ro Khanna🏢 House$O▼ Sell$1,001 - $15,0002023-11-03
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002023-11-03
Ro Khanna🏢 House$O▲ Buy$1,001 - $15,0002023-10-31
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOUDR
Forward yield5.28%5.11%
Annual dividend / share$3.23$1.72
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.1%19.3%
Portfolio after 10y$34.2K$49.7K
Annual income after 10y$5,102.74$6,549.10
Total dividends collected$20.7K$25.0K
Payment frequencymonthlyquarterly
SectorREITREIT
Analyst consensusHoldBuy
Analyst price target$64.00$41.10

Year-by-year: O vs UDR ($10,000, DRIP)

YearO PortfolioO Income/yrUDR PortfolioUDR Income/yrGap
1← crossover$10,818$608.16$11,310$609.61$492.00UDR
2$11,787$741.68$12,870$768.70$1.1KUDR
3$12,946$911.00$14,746$975.32$1.8KUDR
4$14,345$1,127.94$17,024$1,245.96$2.7KUDR
5$16,056$1,409.05$19,820$1,603.81$3.8KUDR
6$18,171$1,777.83$23,289$2,081.81$5.1KUDR
7$20,820$2,268.21$27,647$2,727.39$6.8KUDR
8$24,188$2,929.90$33,192$3,609.90$9.0KUDR
9$28,533$3,837.11$40,348$4,832.15$11.8KUDR
10$34,235$5,102.74$49,721$6,549.10$15.5KUDR

O vs UDR: Complete Analysis 2026

OREIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

UDRREIT

UDR, Inc. (NYSE: UDR), an S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate communities in targeted U.S. markets. As of September 30, 2020, UDR owned or had an ownership position in 51,649 apartment homes including 1,031 homes under development. For over 48 years, UDR has delivered long-term value to shareholders, the best standard of service to Residents and the highest quality experience for Associates.

Full UDR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.