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OBCI vs PM: Dividend Comparison 2026

OBCI yields 4.80% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 OBCI wins by $4905.05M in total portfolio value
10 years
OBCI
OBCI
● Live price
4.80%
Share price
$13.03
Annual div
$0.63
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$4905.10M
Annual income
$4,716,447,961.03
Full OBCI calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — OBCI vs PM

📍 OBCI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOBCIPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OBCI + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OBCI pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OBCI
Annual income on $10K today (after 15% tax)
$408.23/yr
After 10yr DRIP, annual income (after tax)
$4,008,980,766.88/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, OBCI beats the other by $4,008,978,648.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OBCI + PM for your $10,000?

OBCI: 50%PM: 50%
100% PM50/50100% OBCI
Portfolio after 10yr
$2452.57M
Annual income
$2,358,225,226.52/yr
Blended yield
96.15%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

OBCI
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OBCI buys
0
PM buys
0
No recent congressional trades found for OBCI or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOBCIPM
Forward yield4.80%3.48%
Annual dividend / share$0.63$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$4905.10M$49.6K
Annual income after 10y$4,716,447,961.03$2,492.02
Total dividends collected$4891.82M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: OBCI vs PM ($10,000, DRIP)

YearOBCI PortfolioOBCI Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,661$960.55$11,648$408.29+$13.00OBCI
2$14,570$2,093.57$13,589$495.90+$981.00OBCI
3$20,480$4,889.72$15,877$603.21+$4.6KOBCI
4$34,760$12,846.64$18,580$734.88+$16.2KOBCI
5$77,949$40,755.74$21,781$896.75+$56.2KOBCI
6$254,236$170,829.91$25,578$1,096.12+$228.7KOBCI
7$1,313,473$1,041,441.16$30,092$1,342.17+$1.28MOBCI
8$11,462,357$10,056,940.58$35,470$1,646.46+$11.43MOBCI
9$176,310,406$164,045,684.48$41,892$2,023.58+$176.27MOBCI
10$4,905,100,096$4,716,447,961.03$49,578$2,492.02+$4905.05MOBCI

OBCI vs PM: Complete Analysis 2026

OBCIStock

Ocean Bio-Chem, Inc. manufactures, markets, and distributes appearance, performance, and maintenance products for the marine, automotive, power sports, recreational vehicle, home care, and outdoor power equipment markets in the United States and Canada. The company offers marine products, including polishes, cleaners, protectants, waxes, enzyme fuel treatments, private label products, motor and teak oils, boat washes, vinyl and teak cleaners, bilge and hull cleaners, silicone and polyurethane sealants, polysulfide sealants, gasket materials, lubricants, antifouling additives, and anti-freeze coolants; and brushes, brush handles, tie-downs, and other related accessories. It also manufactures automotive products, such as fuel treatments for gas and diesel engines, motor oils, greases, and related items; anti-freeze and windshield washes; and automotive polishes, cleaners, and other items. In addition, the company offers fuel treatment and other specialty products to the recreational vehicle market; solutions to various problems associated with E-10 fuel; and other specialty recreational vehicle/power sports products, including cleaners, polishes, detergents, fabric cleaners and protectors, silicone sealants, waterproofers, gasket materials, degreasers, vinyl cleaners and protectors, toilet treatment fluids, and anti-freeze/coolants. Further, it provides solutions to rectify operating engine problems in commercial lawn, and other home and garden power equipment; deodorizers, disinfectants, and sanitizers, as well as mildew odor control bags and boat odor sanitizers; blends and packages chemical formulations; and manufactures PVC and HDPE blow molded bottles. The company sells its products under the Star Tron, Performacide, and Star brite brands through retailers and online retailers, as well as to distributors. Ocean Bio-Chem, Inc. was founded in 1973 and is headquartered in Fort Lauderdale, Florida. As of August 9, 2022, Ocean Bio-Chem, Inc. operates as a subsidiary of OneWater Marine Inc.

Full OBCI Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.