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OBIL vs SPHD: Dividend Comparison 2026

OBIL yields 4.04% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $468.00 in total portfolio value
10 years
OBIL
OBIL
● Live price
4.04%
Share price
$50.08
Annual div
$2.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$524.12
Full OBIL calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — OBIL vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOBILSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OBIL + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OBIL pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OBIL
Annual income on $10K today (after 15% tax)
$343.67/yr
After 10yr DRIP, annual income (after tax)
$445.50/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $36.76/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of OBIL + SPHD for your $10,000?

OBIL: 50%SPHD: 50%
100% SPHD50/50100% OBIL
Portfolio after 10yr
$26.3K
Annual income
$545.74/yr
Blended yield
2.08%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OBIL buys
0
SPHD buys
0
No recent congressional trades found for OBIL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOBILSPHD
Forward yield4.04%4.30%
Annual dividend / share$2.02$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$26.5K
Annual income after 10y$524.12$567.37
Total dividends collected$4.7K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: OBIL vs SPHD ($10,000, DRIP)

YearOBIL PortfolioOBIL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,104$404.31$11,130$430.50$26.00SPHD
2$12,301$419.59$12,357$447.82$56.00SPHD
3$13,597$434.41$13,687$464.65$90.00SPHD
4$14,997$448.75$15,126$480.98$129.00SPHD
5$16,510$462.59$16,682$496.78$172.00SPHD
6$18,141$475.92$18,362$512.03$221.00SPHD
7$19,900$488.74$20,174$526.72$274.00SPHD
8$21,794$501.05$22,127$540.84$333.00SPHD
9$23,832$512.84$24,230$554.39$398.00SPHD
10$26,025$524.12$26,493$567.37$468.00SPHD

OBIL vs SPHD: Complete Analysis 2026

OBILStock

Under normal market conditions, the Adviser seeks to achieve the fund’s investment objective by investing at least 80% of the UST 12 Month Bill Fund’s net assets (plus any borrowings for investment purposes) in the component securities of the index. The underlying index is comprised of a single issue purchased at the beginning of the month and held for a full month.

Full OBIL Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.