HomeCompareOCFS vs SCHD

OCFS vs SCHD: Dividend Comparison 2026

OCFS yields 7.08% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 OCFS wins by $3.0K in total portfolio value
10 years
OCFS
OCFS
● Live price
7.08%
Share price
$28.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$1,109.76
Full OCFS calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — OCFS vs SCHD

📍 OCFS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOCFSSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OCFS + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OCFS pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OCFS
Annual income on $10K today (after 15% tax)
$601.77/yr
After 10yr DRIP, annual income (after tax)
$943.30/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, OCFS beats the other by $584.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OCFS + SCHD for your $10,000?

OCFS: 50%SCHD: 50%
100% SCHD50/50100% OCFS
Portfolio after 10yr
$30.5K
Annual income
$766.18/yr
Blended yield
2.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OCFS buys
0
SCHD buys
0
No recent congressional trades found for OCFS or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOCFSSCHD
Forward yield7.08%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.9K$29.0K
Annual income after 10y$1,109.76$422.61
Total dividends collected$9.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: OCFS vs SCHD ($10,000, DRIP)

YearOCFS PortfolioOCFS Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,408$707.96$11,224$344.10+$184.00OCFS
2$12,961$754.81$12,567$354.98+$394.00OCFS
3$14,670$801.48$14,038$365.30+$632.00OCFS
4$16,545$847.80$15,648$375.06+$897.00OCFS
5$18,597$893.59$17,410$384.27+$1.2KOCFS
6$20,837$938.70$19,335$392.95+$1.5KOCFS
7$23,279$982.98$21,437$401.10+$1.8KOCFS
8$25,934$1,026.32$23,733$408.75+$2.2KOCFS
9$28,818$1,068.60$26,237$415.91+$2.6KOCFS
10$31,945$1,109.76$28,968$422.61+$3.0KOCFS

OCFS vs SCHD: Complete Analysis 2026

OCFSStock

The fund is an actively-managed ETF that invests in U.S.-listed equity securities of small- and mid-capitalization companies. The fund invests primarily in publicly traded stocks of U.S. companies which the Advisor considers to have a small to mid-size market capitalization. The fund may invest up to 20% of its total assets in U.S. dollar denominated foreign equity securities, including through American Depositary Receipts (“ADRs”) and Global Depositary Receipts (“GDRs”) issued by U.S. depository banks, which are traded on U.S. exchanges.

Full OCFS Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.