HomeCompareOCN vs FCPT

OCN vs FCPT: Dividend Comparison 2026

OCN yields 7.97% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $15.2K in total portfolio value· pulled ahead in Year 3
10 years
OCN
OCN
● Live price
7.97%
Share price
$25.08
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,320.97
Full OCN calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — OCN vs FCPT

📍 FCPT pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOCNFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, OCN + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OCN pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OCN
Annual income on $10K today (after 15% tax)
$677.83/yr
After 10yr DRIP, annual income (after tax)
$1,122.82/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $3,786.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OCN + FCPT for your $10,000?

OCN: 50%FCPT: 50%
100% FCPT50/50100% OCN
Portfolio after 10yr
$41.5K
Annual income
$3,548.13/yr
Blended yield
8.55%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

OCN
No analyst data
Altman Z
0.2
Piotroski
3/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OCN buys
0
FCPT buys
0
No recent congressional trades found for OCN or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOCNFCPT
Forward yield7.97%6.05%
Annual dividend / share$2.00$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$33.9K$49.1K
Annual income after 10y$1,320.97$5,775.28
Total dividends collected$10.6K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: OCN vs FCPT ($10,000, DRIP)

YearOCN PortfolioOCN Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,497$797.45$11,401$700.92+$96.00OCN
2$13,159$856.88$13,064$864.84+$95.00OCN
3← crossover$14,997$916.56$15,051$1,072.48$54.00FCPT
4$17,023$976.23$17,442$1,337.22$419.00FCPT
5$19,250$1,035.62$20,340$1,677.08$1.1KFCPT
6$21,692$1,094.50$23,880$2,116.57$2.2KFCPT
7$24,363$1,152.66$28,241$2,689.36$3.9KFCPT
8$27,279$1,209.90$33,660$3,442.07$6.4KFCPT
9$30,454$1,266.06$40,456$4,439.95$10.0KFCPT
10$33,907$1,320.97$49,063$5,775.28$15.2KFCPT

OCN vs FCPT: Complete Analysis 2026

OCNStock

Ocwen Financial Corporation, a financial services company, originates and services mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through Servicing and Originations segments. It provides commercial mortgage loan servicing, special servicing, and asset management services, as well as residential mortgage loan servicing, such as forward and reverse conventional, government-insured, and non-agency loans, including the reverse mortgage loans to owners of mortgage loans and foreclosed real estate. The company also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through its correspondent lending arrangements, broker relationships, and retail channels. Ocwen Financial Corporation serves primarily under the PHH Mortgage and Liberty Reverse Mortgage brands. The company was founded in 1988 and is headquartered in West Palm Beach, Florida.

Full OCN Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
📬

Get this OCN vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

OCN vs SCHDOCN vs JEPIOCN vs OOCN vs KOOCN vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.