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OCSI vs RYLD: Dividend Comparison 2026

OCSI yields 69.21% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 OCSI wins by $6.1K in total portfolio value
10 years
OCSI
OCSI
● Live price
69.21%
Share price
$8.51
Annual div
$5.89
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.1K
Annual income
$11.71
Full OCSI calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — OCSI vs RYLD

📍 OCSI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOCSIRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OCSI + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
OCSI pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OCSI
Annual income on $10K today (after 15% tax)
$5,883.08/yr
After 10yr DRIP, annual income (after tax)
$9.95/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $754.36/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OCSI + RYLD for your $10,000?

OCSI: 50%RYLD: 50%
100% RYLD50/50100% OCSI
Portfolio after 10yr
$31.1K
Annual income
$455.46/yr
Blended yield
1.47%
📊

Analyst Conviction Gap

Where Wall Street is split right now

OCSI
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.5
Piotroski
6/9
RYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OCSI buys
0
RYLD buys
0
No recent congressional trades found for OCSI or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOCSIRYLD
Forward yield69.21% ✓4.00%
Annual dividend / share$5.89 ✓$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR-50%5% ✓
Portfolio after 10y$34.1K ✓$28.0K
Annual income after 10y$11.71$899.19 ✓
Total dividends collected$8.5K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: OCSI vs RYLD ($10,000, DRIP)

YearOCSI PortfolioOCSI Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$14,161$3,460.63$11,120$420.00+$3.0K → OCSI
2$17,442$2,289.94$12,357$458.31+$5.1K → OCSI
3$19,981$1,318.01$13,721$499.76+$6.3K → OCSI
4$22,085$705.55$15,227$544.58+$6.9K → OCSI
5$23,995$364.42$16,885$593.02+$7.1K → OCSI
6$25,860$185.02$18,713$645.34+$7.1K → OCSI
7$27,763$93.18$20,724$701.81+$7.0K → OCSI
8$29,754$46.74$22,938$762.73+$6.8K → OCSI
9$31,860$23.41$25,372$828.41+$6.5K → OCSI
10$34,102$11.71$28,047$899.19+$6.1K → OCSI

OCSI vs RYLD: Complete Analysis 2026

OCSI — Stock

Fifth Street Senior Floating Rate Corp. is a business development company specializing in providing financing solutions in the form of floating rate senior secured loans to mid-sized companies.

Full OCSI Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.