HomeCompareOCSL vs UL

OCSL vs UL: Dividend Comparison 2026

OCSL yields 14.45% · UL yields 3.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 OCSL wins by $70.83M in total portfolio value
10 years
OCSL
OCSL
● Live price
14.45%
Share price
$11.21
Annual div
$1.62
5Y div CAGR
52.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$70.87M
Annual income
$58,988,602.24
Full OCSL calculator →
UL
UL
● Live price
3.86%
Share price
$59.98
Annual div
$2.32
5Y div CAGR
20.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.8K
Annual income
$4,702.90
Full UL calculator →

Portfolio growth — OCSL vs UL

📍 OCSL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodOCSLUL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, OCSL + UL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
OCSL pays
UL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OCSL
Annual income on $10K today (after 15% tax)
$1,228.37/yr
After 10yr DRIP, annual income (after tax)
$50,140,311.90/yr
UL
Annual income on $10K today (after 15% tax)
$328.29/yr
After 10yr DRIP, annual income (after tax)
$3,997.46/yr
At 15% tax rate, OCSL beats the other by $50,136,314.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OCSL + UL for your $10,000?

OCSL: 50%UL: 50%
100% UL50/50100% OCSL
Portfolio after 10yr
$35.46M
Annual income
$29,496,652.57/yr
Blended yield
83.19%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on OCSL right now

OCSL
Analyst Ratings
5
Buy
7
Hold
Consensus: Hold
Price Target
$12.00
+7.0% upside vs current
Range: $12.00 — $12.00
Altman Z
0.1
Piotroski
6/9
UL
Analyst Ratings
9
Buy
17
Hold
9
Sell
Consensus: Hold
Price Target
$65.55
+9.3% upside vs current
Range: $60.10 — $71.00
Altman Z
4.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OCSL buys
0
UL buys
0
No recent congressional trades found for OCSL or UL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricOCSLUL
Forward yield14.45%3.86%
Annual dividend / share$1.62$2.32
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR52.4%20.5%
Portfolio after 10y$70.87M$41.8K
Annual income after 10y$58,988,602.24$4,702.90
Total dividends collected$69.85M$18.4K
Payment frequencyquarterlyquarterly
SectorBDCStock
Analyst consensusHoldHold
Analyst price target$12.00$65.55

Year-by-year: OCSL vs UL ($10,000, DRIP)

YearOCSL PortfolioOCSL Income/yrUL PortfolioUL Income/yrGap
1← crossover$12,902$2,202.39$11,165$465.40+$1.7KOCSL
2$17,853$4,047.30$12,532$585.20+$5.3KOCSL
3$27,079$7,976.36$14,149$739.71+$12.9KOCSL
4$46,206$17,231.74$16,080$940.52+$30.1KOCSL
5$91,320$41,879.29$18,409$1,203.74+$72.9KOCSL
6$215,599$117,886.96$21,250$1,551.98+$194.3KOCSL
7$627,105$396,413.81$24,755$2,017.49+$602.4KOCSL
8$2,313,266$1,642,263.98$29,135$2,646.78+$2.28MOCSL
9$11,103,580$8,628,385.18$34,682$3,508.06+$11.07MOCSL
10$70,869,433$58,988,602.24$41,813$4,702.90+$70.83MOCSL

OCSL vs UL: Complete Analysis 2026

OCSLBDC

Oaktree Specialty Lending Corporation is a business development company specializing in investments in middle market, bridge financing, first and second lien debt financing, unsecured and mezzanine loan, mezzanine debt, senior and junior secured debt, expansions, sponsor-led acquisitions, preferred equity and management buyouts in small and mid-sized companies. It seeks to invest in education services, business services, retail and consumer, healthcare, manufacturing, food and restaurants, construction and engineering, and media and advertising sectors. It invests between $5 million to $75 million principally in the form of one-stop, first lien, and second lien debt investments, which may include an equity co-investment component in companies with enterprise value between $20 million and $150 million and EBITDA between $3 million and $50 million. The fund has a hold size of up to $75 million and may underwrite transactions up to $100 million. It primarily invests in North America. The fund seeks to be a lead investor in its portfolio companies.

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ULStock

Unilever PLC operates as a fast-moving consumer goods company. It operates through Beauty & Personal Care, Foods & Refreshment, and Home Care segments. The Beauty & Personal Care segment provides skin care and hair care products, deodorants, and skin cleansing products. The Foods & Refreshment segment offers ice cream, soups, bouillons, seasonings, mayonnaise, ketchups, and tea categories. The Home Care segment provides fabric solutions and various cleaning products. The company offers its products under the Domestos, OMO, Seventh Generation, Ben & Jerry's, Knorr, Magnum, Wall's, Bango, the Vegetarian Butcher, Axe, Cif, Comfort, Dove, Lifebuoy, Lux, Rexona, Sunsilk, Equilibra, OLLY, Liquid I.V., SmartyPants, Onnit, Hellmann's, and Vaseline brands. Unilever PLC was incorporated in 1894 and is headquartered in London, the United Kingdom.

Full UL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.