Is OFSI or DIVO a better dividend investment in 2026?

OFSI currently yields 434782.61% with a 5% 5-year dividend growth rate. DIVO yields 6.62% with 5% growth. The better choice depends on your goal: OFSI offers higher current income.

What is the dividend yield difference between OFSI and DIVO?

OFSI has a forward dividend yield of 434782.61% ($2.00/share annually). DIVO yields 6.62% ($2.91/share annually). The yield gap is 434775.99 percentage points.

Home › Compare › OFSI vs DIVO

OFSI vs DIVO: Dividend Comparison 2026

OFSI yields 434782.61% · DIVO yields 6.62%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OFSI wins by $1.1532622696032997e+33M in total portfolio value

INVESTMENT

TIME HORIZON10 years

OFSI

● Live price

434782.61%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.1532622696032997e+33M

Annual income

$1,152,740,718,045,635,400,000,000,000,000,000,000,000.00

Full OFSI calculator →

DIVO

● Live price

6.62%

Share price

$44.00

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.0K

Annual income

$1,008.47

Full DIVO calculator →

Portfolio growth — OFSI vs DIVO

📍 OFSI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OFSI	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, OFSI + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OFSI pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OFSI

Annual income on $10K today (after 15% tax)

$36,956,521.74/yr

After 10yr DRIP, annual income (after tax)

$979,829,610,338,790,000,000,000,000,000,000,000,000.00/yr

DIVO

Annual income on $10K today (after 15% tax)

$562.67/yr

After 10yr DRIP, annual income (after tax)

$857.20/yr

At 15% tax rate, OFSI beats the other by $979,829,610,338,790,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of OFSI + DIVO for your $10,000?

OFSI: 50%DIVO: 50%

100% DIVO50/50100% OFSI

Portfolio after 10yr

$5.766311348016499e+32M

Annual income

$576,370,359,022,817,700,000,000,000,000,000,000,000.00/yr

Blended yield

99.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OFSI buys

DIVO buys

No recent congressional trades found for OFSI or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOFSIDIVO

Forward yield	434782.61% ✓	6.62%
Annual dividend / share	$2.00	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.1532622696032997e+33M	$31.0K ✓
Annual income after 10y	$1,152,740,718,045,635,400,000,000,000,000,000,000,000.00 ✓	$1,008.47
Total dividends collected	$1.1532281359249451e+33M	$8.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OFSI vs DIVO ($10,000, DRIP)

Year	OFSI Portfolio	OFSI Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$43,488,961	$43,478,260.87	$11,362	$661.96	+$43.48M → OFSI
2	$176,759,092,593	$176,712,559,404.98	$12,860	$702.91	+$176759.08M → OFSI
3	$671,442,336,773,648	$671,253,204,544,573.60	$14,504	$743.56	+$671442336.76M → OFSI
4	$2,383,748,677,921,919,000	$2,383,030,234,621,571,000.00	$16,303	$783.73	+$2383748677921.90M → OFSI
5	$7,909,291,711,569,071,000,000	$7,906,741,100,483,695,000,000.00	$18,268	$823.31	+$7909291711569071.00M → OFSI
6	$24,526,791,984,972,580,000,000,000	$24,518,329,042,841,200,000,000,000.00	$20,408	$862.17	+$24526791984972582912.00M → OFSI
7	$71,083,796,338,518,020,000,000,000,000	$71,057,552,671,094,100,000,000,000,000.00	$22,737	$900.20	+$7.108379633851802e+22M → OFSI
8	$192,543,084,975,077,580,000,000,000,000,000	$192,467,025,312,995,360,000,000,000,000,000.00	$25,266	$937.31	+$1.9254308497507757e+26M → OFSI
9	$487,431,362,303,249,300,000,000,000,000,000,000	$487,225,341,202,325,960,000,000,000,000,000,000.00	$28,008	$973.42	+$4.874313623032493e+29M → OFSI
10	$1,153,262,269,603,299,700,000,000,000,000,000,000,000	$1,152,740,718,045,635,400,000,000,000,000,000,000,000.00	$30,977	$1,008.47	+$1.1532622696032997e+33M → OFSI

OFSI vs DIVO: Complete Analysis 2026

OFSI — Stock

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.

Full OFSI Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

📬

Get this OFSI vs DIVO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

OFSI vs SCHD OFSI vs JEPI OFSI vs O OFSI vs KO OFSI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.