Is OFSI or RYLD a better dividend investment in 2026?

OFSI currently yields 434782.61% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: OFSI offers higher current income.

What is the dividend yield difference between OFSI and RYLD?

OFSI has a forward dividend yield of 434782.61% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 434770.22 percentage points.

Home › Compare › OFSI vs RYLD

OFSI vs RYLD: Dividend Comparison 2026

OFSI yields 434782.61% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 OFSI wins by $1.1532622696032997e+33M in total portfolio value

INVESTMENT

TIME HORIZON10 years

OFSI

● Live price

434782.61%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.1532622696032997e+33M

Annual income

$1,152,740,718,045,635,400,000,000,000,000,000,000,000.00

Full OFSI calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — OFSI vs RYLD

📍 OFSI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	OFSI	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, OFSI + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

OFSI pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

OFSI

Annual income on $10K today (after 15% tax)

$36,956,521.74/yr

After 10yr DRIP, annual income (after tax)

$979,829,610,338,790,000,000,000,000,000,000,000,000.00/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, OFSI beats the other by $979,829,610,338,790,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of OFSI + RYLD for your $10,000?

OFSI: 50%RYLD: 50%

100% RYLD50/50100% OFSI

Portfolio after 10yr

$5.766311348016499e+32M

Annual income

$576,370,359,022,817,700,000,000,000,000,000,000,000.00/yr

Blended yield

99.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

OFSI buys

RYLD buys

No recent congressional trades found for OFSI or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricOFSIRYLD

Forward yield	434782.61% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.1532622696032997e+33M	$45.3K ✓
Annual income after 10y	$1,152,740,718,045,635,400,000,000,000,000,000,000,000.00 ✓	$2,682.98
Total dividends collected	$1.1532281359249451e+33M	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: OFSI vs RYLD ($10,000, DRIP)

Year	OFSI Portfolio	OFSI Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$43,488,961	$43,478,260.87	$11,939	$1,239.34	+$43.48M → OFSI
2	$176,759,092,593	$176,712,559,404.98	$14,158	$1,382.89	+$176759.08M → OFSI
3	$671,442,336,773,648	$671,253,204,544,573.60	$16,682	$1,532.59	+$671442336.76M → OFSI
4	$2,383,748,677,921,919,000	$2,383,030,234,621,571,000.00	$19,537	$1,687.64	+$2383748677921.90M → OFSI
5	$7,909,291,711,569,071,000,000	$7,906,741,100,483,695,000,000.00	$22,752	$1,847.20	+$7909291711569071.00M → OFSI
6	$24,526,791,984,972,580,000,000,000	$24,518,329,042,841,200,000,000,000.00	$26,355	$2,010.43	+$24526791984972582912.00M → OFSI
7	$71,083,796,338,518,020,000,000,000,000	$71,057,552,671,094,100,000,000,000,000.00	$30,376	$2,176.45	+$7.108379633851802e+22M → OFSI
8	$192,543,084,975,077,580,000,000,000,000,000	$192,467,025,312,995,360,000,000,000,000,000.00	$34,847	$2,344.43	+$1.9254308497507757e+26M → OFSI
9	$487,431,362,303,249,300,000,000,000,000,000,000	$487,225,341,202,325,960,000,000,000,000,000,000.00	$39,800	$2,513.54	+$4.874313623032493e+29M → OFSI
10	$1,153,262,269,603,299,700,000,000,000,000,000,000,000	$1,152,740,718,045,635,400,000,000,000,000,000,000,000.00	$45,269	$2,682.98	+$1.1532622696032997e+33M → OFSI

OFSI vs RYLD: Complete Analysis 2026

OFSI — Stock

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.

Full OFSI Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.